Category
  • Fintechs
  • Payments
Use Cases
  • B2B Payments
  • E-commerce Payments
  • Payment Settlement
  • Payouts and Payroll
Circle Products Used
  • USDC
  • EURC
Blockchains Supported
  • Base
  • Ethereum
  • Polygon PoS
  • Ripple
  • Solana
On/Off-Ramps
  • Yes
Platform
  • iOS
  • Web
Free/Paid
  • Paid
Region
  • APAC
  • Europe
  • North America
Country
  • Argentina
  • Hong Kong
  • Lithuania
  • New Zealand
  • United Kingdom

Hong Kong-based payment service provider (PSP) bridging Web2 to Web3.

Zephyr Business Limited is a regulated Payment Service Provider in New Zealand (FSP1009407, Financial Markets Authority) and Polish VASP, specializing in seamless global financial management solutions.

We empower businesses and individuals with a one-stop digital platform for global acquiring, payment collection, international remittances, and real-time currency exchange. Our offerings include enterprise and employee cards for efficient expense tracking and settlements, alongside flexible API integrations tailored to diverse enterprise scenarios - enabling secure, compliant transactions across retail and wholesale channels.

We strategically leverage stablecoin technology and infrastructure to enhance cross-border efficiency and reduce volatility risks. Through API integrations, we enable instant digital dollar settlements for remittances and FX trades, allowing clients to hold, convert, and transfer fiat-to-USDC seamlessly within our platform. This integration supports our core services by providing low-cost, 24/7 liquidity for EUR+GBP/USD corridors, enabling stablecoin-based transactions, and facilitating enterprise card issuances backed by stablecoin reserves.

Zephyr bridges traditional fiat rails with DeFi innovations, delivering scalable solutions that minimize FX fees and accelerate global payments for hundreds of our clients.

Use Cases

B2B Payments

Zephyr enables businesses to conduct cross-border B2B payments using stablecoins for instant, low-cost settlements between suppliers and partners in EUR/USD corridors. Clients onboard via our platform with enhanced KYC verification, deposit fiat (e.g., EUR), and convert to digital dollars for seamless transfers to beneficiary wallets.

E-Commerce Payments

For e-commerce merchants, Zephyr integrates stablecoin payment rails to accept global customer payments in stablecoins, converting to local fiat upon receipt. Shopping using digital dollars enables the 24/7 clearing and settlement of payments.

Payouts & Payroll

Zephyr streamlines international payouts and payroll for enterprises by disbursing salaries or vendor payments in digital dollars, convertible to fiat at the recipient’s discretion.

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