VIIO is a Colombian neobank helping individuals and businesses in Latin America dollarize their daily finances.
Users can swap from Colombian Peso (COP) to digital dollars and vice versa in seconds, save in digital dollars, send and receive payments globally in multiple currencies, top up accounts with digital dollars, and spend digital dollars globally with a Visa Card.
Future offerings will also include multi-currency accounts, collateralized credit, tokenized shares, and more.
Traditional remittance services are slow, expensive, and limited by geography. Digital dollars enable real-time, low-cost, borderless transfers that provide financial inclusion for families affected by currency instability and lack of banking access.
Users don’t need to convert to fiat manually — our backend converts digital dollars at point of sale, making stablecoins usable for everyday purchases.
Digital dollars can be treated as a borderless store of value while users are still able to access their money in fiat when needed.
Businesses require competitive rates, speed, and reliability for treasury operations. VIIO's OTC infrastructure allows them to leverage digital dollar liquidity efficiently while complying with local FX regulations.
Traditional cross-border B2B payments are slow and full of intermediaries. Digital dollars drastically lower costs, improve speed, and enable compliance and transparency — critical for today's modern, decentralized workforces.
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