Liquidity-as-a-Service helps institutions maintain the stablecoin and fiat liquidity they need on demand so cross-border payments, settlements, and FX conversions can happen quickly, with fewer operational delays or capital being locked up. It reduces the need for banks and fintechs to manage their own liquidity pools, reduces settlement friction, and supports smooth transaction flows. Treasury management helps institutions automate, secure, and optimize how they hold, move, and reconcile digital assets. It provides real-time visibility into balances, risk exposure, compliance status, and settlement obligations across wallets and currencies, reducing manual processes and helping lower operational risk. Together, these services give institutions: • Faster settlements and improved cash flow • Lower operational and FX costs • Automated compliance and reconciliation • Reduced liquidity risk and better capital efficiency • Reliable access to stablecoin rails without building infrastructure internally