Category
  • Digital Wallets
Use Cases
  • Asset Tokenization
  • B2B Payments
  • Cross-Chain Transfers
Circle Products Used
  • USDC
Blockchains Supported
  • Arbitrum
  • Avalanche
  • Base
  • Ethereum
  • Linea
On/Off-Ramps
  • Yes
Platform
  • Android
  • iOS
  • Web
Free/Paid
  • Free
Region
  • APAC
  • LATAM
  • Middle East and Africa
Country
  • Hong Kong
Support
VAULT Wallet (by HTW & AdSkill)

Non-custodial wallet designed to make using stablecoins as easy as a banking app – send, receive, save, and cash out without complexity.

VAULT Wallet is a non-custodial, multi-platform wallet designed to make stablecoins as simple and intuitive as traditional banking apps. Our gasless engine eliminates the need for native tokens to pay transaction fees, allowing users to send, receive, and hold digital dollars seamlessly across mobile, web, and browser environments.

We specialize in enabling cross-border teams, freelancers, and businesses in emerging markets to leverage stablecoins for everyday payments, payroll, and remittances. VAULT Wallet offers enterprise-grade features such as a policy engine for customized controls, compliance support, and secure key management, making it a practical solution for both individuals and institutions.

Our expertise extends across product strategy, security, and integrations. With a focus on real-world accessibility and frictionless UX, we have already deployed our gasless engine in production, integrated delegated energy provisioning, and built clients for iOS, Android, web, browser extension, and Telegram Mini App.

VAULT Wallet is founded by the same team behind HighTower (htw.tech) and AdSkill (adskill.com). HighTower is a blockchain infrastructure company with deep expertise in Layer-1/Layer-2 engineering, decentralized identity, and payment rails, while AdSkill is a leading global marketing agency specializing in performance traffic acquisition, growth campaigns, and brand scaling. This unique combination of blockchain engineering and global growth expertise gives VAULT Wallet both the technical foundation and the go-to-market strength to accelerate stablecoin adoption at scale.

Use Cases

Global Payroll for Remote Teams

Companies can pay distributed employees and freelancers in stablecoins, ensuring fast, borderless, and low-cost salary transfers.

Cross-Border B2B Settlements

Firms can settle invoices with international partners via stablecoins, bypassing slow and expensive SWIFT transfers.

Treasury Management in Stablecoins

Startups and funds can hold stablecoins in Vault, diversify across chains, and move liquidity instantly when needed.

E-Commerce Crypto Checkout

Merchants can integrate Vault for stablecoin payments, receiving funds without traditional card processing fees.

Instant Off-Ramp to Fiat

Businesses and individuals can convert stablecoins to fiat and withdraw to cards or bank accounts quickly and reliably.

Expenses & Contractor Reimbursements

Teams can reimburse business expenses or pay contractors abroad with stablecoin transfers, tracked directly in the wallet.

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