Category
  • Bridge Apps
  • Exchanges
  • Fintechs
  • Infrastructure Providers
  • Neobanks
Use Cases
  • B2B Payments
  • Cross-Chain Transfers
  • Payment Settlement
  • Payouts and Payroll
  • P2P Remittances
Circle Products Used
  • USDC
Blockchains Supported
  • Base
  • Ethereum
  • Hedera
  • Polygon PoS
  • Solana
On/Off-Ramps
  • Yes
Platform
  • Web
Region
  • APAC
  • Europe
  • LATAM
  • North America
Country
  • India
  • United States
Support
varinder vaish

Building stablecoin-native cross-border financial rails for immigrants, freelancers, global workforce and businesses. You send dollars, recipients receive pesos, rupees, and more. The stablecoin layer is invisible.

You send USD or EUR from your existing bank or virtual account → URBNED converts it into stablecoins → delivered as local fiat currency (INR, MXN, PHP, EUR) directly into your family's bank account or UPI.

What URBNED offers:

🏦 Virtual USD & EUR accounts — in your name, no new bank needed

🔄 Fiat → stablecoins → fiat — invisible stablecoin rails, zero complexity

🦊 Send money internationally from MetaMask & Phantom

₿ Buy crypto → goes directly to your wallet, not ours

💸 Off-ramp to any bank, UPI, or local payment app

💳 URBNED Visa Card — deposit stablecoins, spend globally

⚡️ Global delivery in minutes

🔒 Non-custodial — we do not hold your crypto

Use Cases

International Remittances

Cross-border money transfers powered by stablecoins on Solana. Benefits: Lower fees than traditional bank transfers; faster settlement. Corridors: US→India, US→Philippines, US→Mexico, UK→India (via EU entity) Transparency: Onchain transaction visibility with transparent FX pricing.

Crypto Fiat On/Off Ramp

Stablecoin-to-fiat conversion with direct bank deposits. No platform fees for free plan accounts. Settlement in minutes: stablecoins received → fiat in bank. Support for: stablecoins (Solana, Bep20, Ethereum, and other networks).

Web3 Salary Accounts (B2B2C)

Dedicated Web3 salary account with off-ramp pricing and free banking features. Zero platform fees for Web3 salary account holders. Receive stablecoin salary → convert to fiat on payday. Multi-currency support: Convert to USD, EUR, GBP, INR, PHP, MXN.

URBNED Visa Card

Visa debit card backed by stablecoin balance, enabling spending at merchants globally. Spend stablecoins anywhere Visa is accepted (no pre-conversion needed). Low FX markup fees (competitive wholesale rates). Auto-conversion at point of sale: stablecoins → local currency instantly Real-time settlement: Transaction settled onchain in seconds

B2B Cross-Border Payments

Cross-border B2B payments using stablecoins for supplier payments. Instant settlement: Pay suppliers in 18 seconds (vs 3-7 days for wire transfers) Low fees: 0.5%-1.0% (volume discounts available) Direct local currency delivery: USD → INR, USD → MXN, USD → PHP Invoice tracking: Attach invoices to payments for reconciliation

Virtual USD Bank Accounts (KYC-Verified)

Virtual USD bank accounts (routing + account number) for receiving USD, EUR, AED, GBP payments, with instant stablecoin conversion. Receive ACH & wire transfers. Send USD/EUR like a local: Get US routing + account number Instant USDC conversion: USD received → auto-convert to stablecoins Global accessibility: Available to users in 50+ countries (KYC required) Keep or convert: Hold as stablecoins or cash out to local currency

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