Category
  • Bridge Apps
  • Fintechs
  • Payments
  • Remittances
Use Cases
  • Payment Settlement
  • Payouts and Payroll
  • P2P Remittances
  • US Dollar Access
Circle Products Used
  • USDC
Blockchains Supported
  • Base
  • Ethereum
  • Hedera
  • Polygon PoS
  • Solana
On/Off-Ramps
  • Yes
Platform
  • Web
Region
  • APAC
  • Europe
  • LATAM
  • North America
Country
  • India
  • United States
Support
Varinder Vaish

Stablecoin-native cross-border financial rails for immigrants, freelancers, businesses, and the global workforce. Send dollars, recipients receive pesos, rupees, and more - the stablecoin layer is invisible.

With URBNED, you can send USD or EUR from your existing bank or virtual account which is delivered as local fiat currency (e.g., INR, MXN, PHP, EUR) directly in the recipient's bank account or UPI.

Why URBNED?

🏦 Virtual USD & EUR Accounts - in your name, no new bank needed

🔄 Fiat → Stablecoins → Fiat - invisible stablecoin rails with zero complexity

💳 URBNED Visa Card - deposit stablecoins and spend globally

🔒 Non-Custodial - we do not hold your crypto

💸 Off-Ramp to any bank, UPI, or local payment app

⚡️ Global Delivery in minutes

🦊 Send money internationally from MetaMask & Phantom

Use Cases

International Remittances

Cross-border money transfers powered by stablecoins on Solana. - Benefits: Lower fees than traditional bank transfers; faster settlement. - Corridors: US→India, US→Philippines, US→Mexico, UK→India (via EU entity). - Transparency: Onchain transaction visibility with transparent FX pricing.

Crypto Fiat On/Off-Ramping

Stablecoin-to-fiat conversion with direct bank deposits. - No platform fees for free plan accounts. - Settlement within minutes.

Web3 Salary Accounts (B2B2C)

Dedicated Web3 salary accounts with off-ramp pricing and free banking features. - Zero platform fees for Web3 salary account holders. - Receive salary in stablecoins and convert to fiat on payday. - Multi-currency support (convert to USD, EUR, GBP, INR, PHP, MXN).

URBNED Visa Card

Stablecoin-backed Visa debit card enabling spending at merchants globally. - Spend stablecoins anywhere Visa is accepted (no pre-conversion needed). - Low FX markup fees and competitive wholesale rates. - Automatic stablecoin-to-fiat conversion at point of sale. - Real-time settlement with transactions settling onchain in seconds.

B2B Cross-Border Payments

Stablecoin-powered cross-border B2B payments. - Settlement can happen in less than one minute vs. 3-7 days for wires. - Low fees: 0.5%-1.0% with volume discounts also available. - Direct local currency delivery including USD → INR, MXN, and PHP. - Attach invoices to payments for tracking and reconciliation.

Virtual USD Bank Accounts

Virtual USD bank accounts for receiving USD, EUR, AED, and GBP payments. - Receive ACH and wire transfers. - Send USD like a local with a US routing and account number. - Instant stablecoin conversion. - Available to users in 50+ countries (KYC required). - Hold as stablecoins or cash out to local currency.

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