Directory/Tractial
Tractial

Tractial

Contact
Visit website
Category
  • Fintechs
  • Infrastructure Providers
  • Payments
Use Cases
  • B2B Payments
  • Cross-Chain Transfers
  • Payment Settlement
Circle Products Used
  • Mint
Blockchains Supported
  • Arbitrum
  • Base
  • Ethereum
  • Polygon PoS
  • Solana
On/Off-Ramps
  • Yes
Platform
  • Web
Free/Paid
  • Paid
Region
  • Europe
Country
  • France

Regulated Banking-as-a-Service (BaaS) platform bridging traditional finance and crypto for SMEs.

Listed on Euronext Growth Paris (Ticker: ALTRA), Tractial delivers compliant financial infrastructure that enables platforms and startups to embed both traditional payment services and digital assets into their user experience.

What We Provide:

1) A unified Banking-as-a-Service (BaaS) platform tailored for embedded finance including:

  • IBAN accounts and SEPA rails
  • Card issuing and e-wallet infrastructure
  • Fiat-to-crypto on/off-ramps and stablecoin flows

2) Seamless integration through APIs - designed for platforms, SaaS, fintechs, marketplaces, and B2B apps.

3) Three proprietary core banking and payment engines developed in-house over the last decade.

Tractial enables modern platforms to offer embedded financial experiences - giving their users seamless access to euros, cards, and stablecoins within a fully regulated environment.

Our Differentiators:

  • Dual regulatory status - ACPR Payment Institution + AMF PSAN - enables both fiat and crypto flows under one roof
  • Clear focus on stablecoin accessibility for European SMEs via embedded use cases (e.g., supplier payouts, treasury, remittance)
  • Full control of the tech stack for greater speed, security, and flexibility
  • A trusted, listed company operating under European supervision

Tractial is licensed as a Payment Institution (ACPR, since 2015) and registered as a Digital Asset Service Provider (PSAN, since 2023).

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Digital assets are subject to a number of risks, including price volatility. Transacting in digital assets could result in significant losses and may not be suitable for some consumers. Digital asset markets and exchanges are not regulated with the same controls or customer protections available with other forms of financial products and are subject to an evolving regulatory environment. Digital assets do not typically have legal tender status and are not covered by deposit protection insurance. The past performance of a digital asset is not a guide to future performance, nor is it a reliable indicator of future results or performance. Additional disclosures can be found on the Legal and Privacy page.

Circle Internet Financial, LLC (NMLS ID# 1201441). Circle Internet Financial, LLC is licensed as a Money Transmitter by the New York State Department of Financial Institutions and to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Texas customers click here for information about filing complaints. Maryland customers click here for information about filing complaints.

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