Category
  • DeFi Apps
  • Digital Wallets
  • Marketplaces
  • Payments
Use Cases
  • Cross-Chain Transfers
  • Trading and Swapping
  • US Dollar Access
Region
  • APAC
  • Europe
  • North America

The future of Web3 smart wallets.

Wallets are the stickiest apps in crypto, serving as the gateway to all Web3 interactions. Yet many remain stagnant—Tokeo is here to evolve them.

Beyond mere asset storage, Tokeo acts as your financial command center, featuring a seamless, user-friendly interface with robust multi-chain DeFi access, AI-driven market insights, advanced payments and swaps, and culturally immersive IP experiences—all in one sleek platform.

With native support for Bitcoin, Cardano, Sui, and upcoming integrations like Ripple, Tron, Stellar, EVM chains, and Solana, Tokeo is engineered for the future of onchain finance.

Use Cases

Native Token Swaps

Tokeo enables seamless native asset swaps by integrating top DEX aggregators like Sats Terminal for Bitcoin Runes, Dex Hunter for Cardano, and Aftermath for Sui - all in a sleek, mobile-first interface for effortless multi-chain trading on the go. Execute live buy/sell orders onchain with advanced charting, real-time insights, and alerts - empowering quick, informed decisions anywhere.

Fiat On/Off-Ramping

Tokeo empowers seamless fiat-to-crypto transitions through our strategic partnership with Mercuryo, a leading on/off-ramp provider. As a proud Circle Alliance Member, we integrate USDC for stable, efficient conversions—allowing users to buy crypto with fiat (e.g., USD, EUR) via bank transfers, cards, or Apple Pay, and sell back to fiat with low fees and global reach. This feature bridges traditional finance with multi-chain assets in our smart wallet, supporting instant on-ramps for digital dollars and other tokens while ensuring compliance and security. Perfect for everyday users on the move.

Tokeo Mastercard Debit Card

Tokeo, in collaboration with Mercuryo, offers a Mastercard-powered debit card for effortless crypto spending from your self-custodial wallet. Among other things, this enables users to leverage digital currencies for stable, euro-denominated transactions at over 100 million merchants worldwide, with low fees (e.g., €1.6 issuance, €1 monthly) and instant conversions. Perfect for bridging multi-chain assets to real-world use, all within the Tokeo app.

Staking & Earning

Tokeo simplifies staking with built-in delegation directly from the wallet, enabling users to stake assets on supported chains like Cardano and Sui without leaving the app or managing multiple tools. Just select a validator, delegate your holdings and start earning - intuitive for beginners and pros alike, with real-time tracking, auto-compounding options, and low-fee unstaking. Earn competitive yields from a diversified basket, with up to 20% APY distributed monthly in native tokens like ADA or SUI.

TOKE and STOKE: Tokeo's Native Tokens

TOKE powers the Tokeo ecosystem as the native utility token, fueling the TXP Rewards Engine for activity-based incentives, fee discounts, and governance in the multi-chain smart wallet. With a deflationary burn mechanism on swaps and transactions, TOKE preserves value while rewarding holders through staking yields from DePIN investments and 25% of wallet fees. STOKE, the liquid staking token, is issued 1:1 for TOKE staked in Prime pools (15% fixed APR, capped at 20% supply), allowing users to trade or use assets while earning - and unlocking flexibility without opportunity cost.

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