Pay Rent Anywhere
Send rent straight to your landlord’s bank account or pay by scanning their QR code - no local bank account required.
Category
- Neobanks
- Payments
- Remittances
Use Cases
- Payment Settlement
- P2P Remittances
- US Dollar Access
Blockchains Supported
- Arbitrum
- Avalanche
- Base
- Polygon PoS
- Solana
On/Off-Ramps
- Yes
Platform
- Android
- iOS
Region
- APAC
- Europe
- LATAM
- Middle East and Africa
Country
- British Virgin Islands
Support
SurfCash
A neobank that works where you live. Connecting your digital dollars to local payment rails so you can live and pay like a local: just scan local QR codes or send money to local pay IDs.
27 million people work remotely and live across borders. They earn in crypto but can't spend it where they live. Of those, 10M+ people are local crypto earners and around 20% of global travelers hold crypto. The market keeps growing. So what's the problem?
Vietnam runs on VietQR, Thailand runs on PromptPay, and Brazil runs on Pix. These are bank-to-bank payment systems that crypto cards don't touch. Your Visa card works at Starbucks, but it can't pay your landlord. ATMs have daily limits and charge $5 to $7 per withdrawal, so people end up sending money through informal channels, paying high fees, and hoping nothing goes wrong.
The average nomad holds $12K-15K but lives like they have $2K because accessing their money is hard. SurfCash solves this. We built a neobank that plugs directly into local payment rails. You hold digital dollars, scan any QR code, and we convert and send local currency in under 30 seconds. Your landlord sees money in their banking app. Meanwhile, your digital dollars can earn yield while sitting in your wallet through our partnership with Perena.
Use Cases
Spend Like a Local
Scan the same QR codes locals use at street vendors, restaurants, and shops.
Skip the ATM
Stop losing $20 a month to withdrawal fees and avoid daily limits.
Earn While You Hold
Your digital dollars can earn yield right up until the moment you spend them.
This site contains content and information, including links to other sites and resources, that was prepared by third parties ("Third Party Content") who are not affiliated with Circle or any of its affiliates (collectively "Circle"). Circle makes no representations on the accuracy, suitability, or validity of Third Party Content. As such, Circle is neither responsible nor liable for any Third Party Content, including any errors, omissions, or delays, or for any actions taken in reliance upon any Thirds Party Content. Reference to any specific company, product, service, or website of any third party does not constitute an implied or express endorsement, recommendation, favoring or validation by Circle. All content provided is for educational and informational purposes only. Circle shall not be liable for any damage or loss relating to use of, or reliance upon, the Third Party Content.