Directory/Spout Finance
Category
  • DeFi Apps
  • Fintechs
  • Neobanks
Use Cases
  • Asset Tokenization
  • Borrowing and Lending
  • Trade Finance
  • Trading and Swapping
  • Treasury Management
Circle Products Used
  • USDC
  • EURC
  • Wallets
Blockchains Supported
  • Arbitrum
  • Avalanche
  • Base
  • Ethereum
  • Hedera
On/Off-Ramps
  • Yes
Platform
  • Web
Free/Paid
  • Free
Region
  • APAC
  • Europe
  • LATAM
Support
Paul van Mierlo

Tokenizing U.S. assets for globally accessible, privacy-powered DeFi.

Spout Finance tokenizes investment-grade U.S. assets (e.g., equities, ETFs, bonds), enabling users to leverage digital dollars for seamless access to traditional finance through DeFi.

With a focus on emerging markets, we seek to unlock private lending and borrowing, revolutionizing financial access through stablecoin and blockchain technology, and address inefficiencies with privacy-focused integrations.

Use Cases

Global Asset Access for Emerging Markets

Spout enables emerging market investors to use digital dollars to purchase tokenized U.S. equities, ETFs, and bonds, bypassing traditional barriers like high fees or restricted access. Our B2C platform offers fractional ownership, lowering entry costs and democratizing wealth-building opportunities. Privacy-focused DeFi integrations ensure secure, transparent transactions, empowering underserved regions with access to stable, high-quality financial assets.

Seamless Crypto-to-TradFi Conversion

Spout allows crypto-native firms to convert digital dollars into tokenized U.S. assets instantly, eliminating costly off- and on-ramping. Our platform streamlines transitions between crypto and traditional finance, leveraging DeFi protocols for efficient trading and settlement. Private transactions via Inco protect sensitive financial moves, enhancing operational agility for businesses in volatile markets.

Private DeFi Lending with Tokenized Assets

Spout enables users to use tokenized U.S. assets as collateral for private DeFi lending. Smart contracts automate lending terms, reducing intermediaries and costs. Our privacy layer ensures confidential loan balances, unlocking secure borrowing opportunities for individuals and firms in emerging markets seeking capital without public exposure.

Fractional Ownership for Retail Investors

Spout tokenizes U.S. equities and ETFs, allowing retail investors to buy fractional shares. This lowers investment minimums, making high-value assets accessible to emerging market users. Privacy-focused DeFi integrations ensure secure, transparent trading, fostering financial inclusion by enabling small-ticket investors to diversify portfolios seamlessly.

Efficient Bond Investment

Spout tokenizes U.S. bonds, enabling investors to purchase and trade them using digital dollars on DeFi platforms. Automation via smart contracts streamlines interest payments and settlements, reducing costs. Our privacy features protect transaction data, appealing to emerging market investors seeking low-risk, yield-bearing assets with minimal operational friction.

Collateral Mobility for DeFi Yield

Spout’s tokenized U.S. assets serve as robust collateral in DeFi liquidity pools, allowing users to stake digital dollars and earn yield. Privacy-focused integrations ensure secure, confidential transactions. This unlocks new revenue streams for emerging market investors, enhancing capital efficiency by leveraging stable assets in decentralized financial ecosystems.

This site contains content and information, including links to other sites and resources, that was prepared by third parties ("Third Party Content") who are not affiliated with Circle or any of its affiliates (collectively "Circle"). Circle makes no representations on the accuracy, suitability, or validity of Third Party Content. As such, Circle is neither responsible nor liable for any Third Party Content, including any errors, omissions, or delays, or for any actions taken in reliance upon any Thirds Party Content. Reference to any specific company, product, service, or website of any third party does not constitute an implied or express endorsement, recommendation, favoring or validation by Circle. All content provided is for educational and informational purposes only. Circle shall not be liable for any damage or loss relating to use of, or reliance upon, the Third Party Content.

Ready to connect with Spout Finance?