Directory/Sovra
Sovra

Sovra

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  • Digital Wallets
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  • P2P Remittances
  • US Dollar Access
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Sovra, Inc.

International dollar accounts for people. Hold, earn, spend, and send from your phone. Only you can access your funds.

Sovra provides one core service: an easy-to-use, self-custodial dollar account accessible from a phone with no recovery phrases, user-paid network fees, or wallet addresses to manage.

With Sovra, users can:

  • Hold: Dollars are held as stablecoins on Base (by Coinbase).
  • Earn: Balances earn yield through Morpho's stablecoin lending vaults, defaulting to Steakhouse's Prime vault on Base, with Spark and Gauntlet's Prime vault also available as opt-in alternatives. Yield is not fixed or guaranteed as it comes from real borrowers, not Sovra.
  • Spend: A Visa/Mastercard card issued through Interlace, accessible via its own lightweight identity check.
  • Send: Transfers between wallets and other Sovra users, plus cash and bank transfers contingent upon identity verification (each run by separate licensed partners).
  • Add Funds: Crypto wallet transfers require no verification, with additional funding rails accessible upon identify verification.

Powered by Privy MPC, Sovra is self-custodial and never holds, freezes, or moves user funds. Regulated activities like banking, transfers, and card issuance are performed by licensed partners with Sovra acting as the non-custodial interface layer.

This site contains content and information, including links to other sites and resources, that was prepared by third parties ("Third Party Content") who are not affiliated with Circle or any of its affiliates (collectively "Circle"). Circle makes no representations on the accuracy, suitability, or validity of Third Party Content. As such, Circle is neither responsible nor liable for any Third Party Content, including any errors, omissions, or delays, or for any actions taken in reliance upon any Thirds Party Content. Reference to any specific company, product, service, or website of any third party does not constitute an implied or express endorsement, recommendation, favoring or validation by Circle. All content provided is for educational and informational purposes only. Circle shall not be liable for any damage or loss relating to use of, or reliance upon, the Third Party Content.

Ready to connect with Sovra?

Digital assets are subject to a number of risks, including price volatility. Transacting in digital assets could result in significant losses and may not be suitable for some consumers. Digital asset markets and exchanges are not regulated with the same controls or customer protections available with other forms of financial products and are subject to an evolving regulatory environment. Digital assets do not typically have legal tender status and are not covered by deposit protection insurance. The past performance of a digital asset is not a guide to future performance, nor is it a reliable indicator of future results or performance. Additional disclosures can be found on the Legal and Privacy page.

Circle Internet Financial, LLC (NMLS ID# 1201441). Circle Internet Financial, LLC is licensed as a Money Transmitter by the New York State Department of Financial Institutions and to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Texas customers click here for information about filing complaints. Maryland customers click here for information about filing complaints.

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Some products and services made available on the Circle Developer Platform (collectively, “Web3 Services”) are offered by Circle Technology Services, LLC (“CTS”). Services do not include financial, investment, tax, legal, regulatory, accounting, business, or other advice. CTS is only a provider of software and related technology and is not engaged in any regulated money transmission activity in connection with the services it provides. For additional details, please click here to see the Circle Developer terms of service.