Smilepay makes it easy for diasporas, travelers, expats, and anyone that uses stablecoins to pay bills and send money to local bank accounts and mobile money networks across Africa.
Traditional remittance providers charge an average of 7.9% in fees - making Sub-Saharan Africa the most expensive region for remittances. Using Smilepay, users send stablecoins directly through the app. The recipient receives stablecoins or Ethiopian birr instantly in their local bank account, with 0% fees. This approach eliminates traditional fees, speeds up settlement to seconds, and creates a compliant, seamless user experience.
Freelancers, remote workers, and crypto holders in Ethiopia are increasingly earning and holding stablecoins. However, converting these digital assets into Ethiopian birr has meant relying on risky, informal black-market channels. With Smilepay, users can off-ramp stablecoins instantly and legally into their bank accounts through regulated partner banks. They can also spend their digital dollars online using our virtual card.
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