Access Liquidity Without Selling Crypto
Unlock the value of your digital assets by using them as collateral for a cash loan - perfect for covering expenses or seizing opportunities without triggering taxable events.
Category
- Digital Wallets
- Fintechs
Use Cases
- Borrowing and Lending
- Treasury Management
Circle Products Used
- USDC
Blockchains Supported
- Ethereum
Platform
- Android
- iOS
- Web
Free/Paid
- Free
Region
- APAC
- Europe
- LATAM
- Middle East and Africa
- North America
Country
- Australia
- Brazil
- Canada
- Hong Kong
- New Zealand
SALT Lending has been offering crypto-backed loans since 2016 - trusted by thousands to access cash without selling their digital assets.
SALT Lending is a pioneer in crypto-backed lending, offering individuals and institutions a smarter way to access liquidity without selling their digital assets. Founded in 2016, SALT allows users to use crypto as collateral for cash loans - preserving long-term investment potential while unlocking short-term financial flexibility.
With a focus on transparency, security, and ease of use, SALT offers a seamless platform that lets borrowers customize loan terms, manage collateral, and track balances in real time. Whether you’re looking to fund a large purchase, pay taxes, or capitalize on a market opportunity, SALT makes it possible to borrow against your crypto without giving up ownership.
SALT supports a wide range of digital assets, including Bitcoin, Ethereum, and stablecoins, and offers competitive interest rates, no prepayment penalties, and U.S.-based support. For businesses, SALT provides tailored lending solutions that help companies grow and scale using crypto holdings - turning idle assets into working capital.
In addition to lending, SALT is committed to financial innovation. With tools like our Loan Calculator, Proof of Reserves, and API integrations, we’re helping to set the standard for responsible, accessible crypto finance.
Use Cases
Fund Business Growth
Use your company’s crypto holdings to secure working capital, manage cash flow, or invest in expansion - all without diluting equity or selling core assets.
Access Liquidity to Cover Personal Expenses
Cover small or large personal obligations like tax bills, medical costs, or tuition by borrowing against your crypto, while keeping your long-term investment intact. No credit checks. Your crypto is your credit!
Maximize Bull Market Participation
Stay invested while still accessing capital. Borrow against your crypto during a bull market to avoid missing out on potential upside.
Improve Treasury Management
For institutions and HNW individuals, SALT helps optimize digital asset portfolios - adding flexibility, security, and efficiency to treasury strategies.
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