Rizoma

Rizoma is a fintech platform designed to improve financial inclusion for migrant workers by providing them with flexible money services, access to credit, and earned wages.

Rizoma is a fintech platform designed to improve financial inclusion for migrant workers by providing them with flexible money services. Specifically, Rizoma offers:

USD/EUR virtual accounts for global workers
Early wage access, enabling workers to receive a portion of their earned salary before payday
Low-cost remittance services, enabling users to send money home or to other recipients efficiently and affordably

Our platform partners with employers and financial institutions to streamline salary advances and remittances, ensuring compliance and transparency. Rizoma’s services are available worldwide, giving migrant workers access to their funds 24/7, which helps reduce reliance on predatory lenders and supports financial well-being and stability for workers and their families.

Use Cases

Named USD / EUR Accounts for Migrant Workers

Through its partners and affiliates, Rizoma offers individual named USD / EUR accounts for migrant workers worldwide. Transferring money home or keeping it in a stable asset has never been easier.

Earned Wage Access for Migrant Workers

Rizoma offers the infrastructure for companies to improve financial inclusion of their employees by offering them access to flexible pay on demand. An employee can request part of their earned salary directly in Rizoma app, validate the request, and have it transferred to there account at home.

Affordable & Transparent Access to Credit / Loans

For users from certain countries, Rizoma offers access to affordable and transparent credit facilities provided by Rizoma partners and affiliates. Access to emergency cash no longer means lengthy processes, paperwork, or dealing with shady characters.

Payroll Services for Distributed Teams

Rizoma offers global companies an easy and stress free way to pay their remote workers, be it a seafarer from the Philippines on a ship in the middle of Atlantic, a developer in sunny Bali, or a project manager onsite in Dubai. A single pay-in account and easy corporate portal does way with the end of month stress or chasing SWIFT payments stuck in unpredictable places.

This site contains content and information, including links to other sites and resources, that was prepared by third parties ("Third Party Content") who are not affiliated with Circle or any of its affiliates (collectively "Circle"). Circle makes no representations on the accuracy, suitability, or validity of Third Party Content. As such, Circle is neither responsible nor liable for any Third Party Content, including any errors, omissions, or delays, or for any actions taken in reliance upon any Thirds Party Content. Reference to any specific company, product, service, or website of any third party does not constitute an implied or express endorsement, recommendation, favoring or validation by Circle. All content provided is for educational and informational purposes only. Circle shall not be liable for any damage or loss relating to use of, or reliance upon, the Third Party Content.

Rizoma is a fintech platform designed to improve financial inclusion for migrant workers by providing them with flexible money services, access to credit, and earned wages.

Use Cases

Ready to connect with Rizoma?