Category
  • Digital Wallets
  • Fintechs
  • Infrastructure Providers
  • Payments
  • Remittances
Use Cases
  • B2B Payments
  • Payouts and Payroll
  • P2P Remittances
Circle Products Used
  • USDC
  • Wallets
Blockchains Supported
  • Base
  • Celo
  • Ethereum
  • Polygon PoS
On/Off-Ramps
  • Yes
Platform
  • Web
Free/Paid
  • Free
Region
  • APAC
  • Europe
  • LATAM
  • Middle East and Africa
  • North America
Country
  • United Kingdom
Support
Rafiki Works Ltd.

The financial operating system for flexible teams. Split work and payments across people, currencies, and companies. Rafiki automates invoicing, KYC and compliant cross-border payouts so projects settle in minutes, not weeks.

For Businesses & Agencies.

Split, combine, and pay multiple invoices at once.

Pay one invoice or ten in a single flow. Onboard, verify and pay flexible teams across borders without the banking headaches.

  • Collaboration made simple: Create a project. Add freelancers, partner agencies, and internal staff. Convert tasks and time into one invoice or many, with splits handled automatically.

  • Multi-Party Payment RoutingPay once. Rafiki routes funds to every person and entity, then updates the status in real time. Multiple contractors or businesses across borders in a single transaction, significantly reducing admin, human error, and costs.

For Independent Talent

Track time, split work, invoice clients, and get paid instantly.

A radically simpler way to track and get paid for your time. Receive international payments within 60 seconds, or make instant wallet-to-wallet payments between subcontractors.

  • Compliance & Benefits: Rafiki offers modern payments and compliance solutions that are purpose-built for fractional talent, contract workers, and flexible teams, as well as Contractor of Record (CoR), Employer of Record (EoR), wellness, and software benefits for flexible teams in over 130 countries.

We combine software with human-in-the-loop support to provide startups and agencies with a comprehensive, flexible talent management solution. Hire vetted & verified freelance, fractional, and specialist agency talent across Africa. Avoid full-time hiring and overhead while getting strategic support, team payments and compliance for your startup. Or you can manage & pay your own teams directly through Rafiki OS. Talent solutions sourced from South Africa, Kenya, Ghana, the UK, and the Netherlands.

Use Cases

Agency Workforce Solutions

Enjoy fast, affordable onboarding, verification, project management, smart invoicing, billing, and payments for agencies within the professional services space, leveraging freelance and contract talent.

Subcontractors & Freelancers

Simplify the subcontracting and management of subcontractors within the professional services, building and construction, hospitality, events, and gig work sectors.

Payouts & Payroll

Use Rafiki to process payouts and payroll for contract workers, freelancers, and subcontracted workers across 130+ countries.

Cross-Border Workforce

Rafiki offers flexible compliance and payment solutions for talent across Africa, the UK, U.S., and EU.

KYC/KYB Verification

Automate KYC/KYB and proof of address verification for freelancers, contract workers, or other platform users.

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