Category
  • Fintechs
  • Payments
  • Remittances
Use Cases
  • B2B Payments
  • Payment Settlement
  • Payouts and Payroll
  • P2P Remittances
  • US Dollar Access
Circle Products Used
  • USDC
  • Wallets
Blockchains Supported
  • Base
  • Celo
  • Ethereum
  • Polygon PoS
On/Off-Ramps
  • Yes
Platform
  • Web
Region
  • APAC
  • Europe
  • LATAM
  • Middle East and Africa
  • North America
Country
  • South Africa
  • United Kingdom
Support
Rafiki Works Ltd.

A payments and invoicing platform for project-based teams orchestrating multi-party invoices and settlements across contractors, vendors, and clients using regulated fiat rails and stablecoins.

Petl is a payments and invoicing platform purpose-built for project-based teams.

As work shifts from permanent teams to flexible, project-based collaboration, financial operations have become fragmented. Time tracking, billing, invoicing, and payments are still handled across disconnected tools, spreadsheets, and manual workflows, especially when multiple contributors and vendors are involved.

Petl collapses this complexity into a single project-based financial workflow.

From work logged to invoices issued and payments settled, Petl orchestrates multi-party invoicing and payouts across contractors, subcontractors, freelancers, agencies, and vendors. A single client payment can be automatically split and settled across all contributors involved in a project.

Petl integrates best-in-class, compliant fiat payment rails across the UK, Europe, US, and South Africa alongside stablecoin infrastructure for instant, low-cost cross-border settlement where appropriate. Petl is not a bank or wallet replacement. It sits on top of existing bank accounts and payment infrastructure, making them more powerful through orchestration, automation, and reconciliation.

Built for agencies, construction teams, and modern businesses operating with distributed contributors, Petl provides the financial layer required for the future of project-based work.

Use Cases

Multi-Party Project Invoicing

Create a single project invoice that automatically includes and reconciles invoices from multiple contributors, contractors, or vendors without manual consolidation.

One Payment, Many Payouts

Accept one client payment and automatically split and settle funds across all contributors involved in a project based on predefined allocations.

Contractor & Subcontractor Settlement

Streamline payments to contractors and subcontractors across projects, eliminating manual payment runs and reducing settlement delays.

Cross-Border Project Payments

Settle international contributors efficiently using a combination of regulated fiat rails and stablecoins, reducing cost, friction, and settlement time.

Project-Based Financial Reconciliation

Track project spend, invoices, and payouts in one place with clear visibility into who has been invoiced, paid, and settled.

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