Paycifi

Freelancers often face delayed or missing payments despite delivering quality work. With Paycifi, they can secure each engagement through a programmable escrow: the client locks the funds upfront, and the payment is released automatically once milestones are validated. No chasing invoices, no endless follow-ups; the process is transparent and tamper-proof. Freelancers can invite clients to join a deal via a simple email invitation and get paid in stablecoins (USDC, EURC) directly into their wallet or bank account via the fiat off-ramp. It’s a “get paid when you deliver” model that restores trust and financial stability to independent professionals across the design, IT, and consulting sectors.

For SMEs and contractors, Paycifi automates conditional B2B payments and protects cash flow from late payers or disputes. Companies can structure deals with suppliers, partners, or clients, defining specific deliverables or time-based triggers for fund release. Payments occur instantly once conditions are met, removing the burden of follow-ups and uncertainty. With integrated arbitration, disagreements can be resolved efficiently by approved arbitrators, without lengthy legal battles. Paycifi brings automation, transparency, and accountability to every business relationship, from local contractors to international suppliers.

Online marketplaces face a core challenge: ensuring trust between buyers and sellers without handling funds manually. With Paycifi’s escrow-as-a-service API, platforms can integrate secure payment flows directly into their environment. Funds are held in a smart contract and released automatically once both sides confirm delivery or service completion. This protects all parties, reduces chargeback risks, and enhances retention. Whether it’s a creative marketplace, SaaS marketplace, or B2B platform, Paycifi adds a layer of programmable trust - compliant, transparent, and fully integrable into existing Web2 or Web3 systems.

Lawyers and arbitrators can now secure client funds transparently through Paycifi’s smart contract escrow, eliminating the risk of fund misuse or misappropriation. In a profession where over 30% of disciplinary cases have involved escrow abuse, this programmable approach restores confidence and accountability. Paycifi allows legal professionals to formalize deposits, retainers, or settlements that are automatically released once contractual terms are fulfilled. Beyond personal use, lawyers and arbitrators can also propose Paycifi to their clients as a modern tool to secure payment terms and prevent disputes before they escalate. With programmable escrow, funds are always traceable, locked, and released only under agreed conditions, a digital safeguard that strengthens professional integrity and trust in every transaction.

Construction and real estate projects involve multiple stakeholders: architects, suppliers, clients, and complex payment milestones. Paycifi simplifies this process through programmable escrow agreements. Funds are locked in a smart contract and released automatically as each phase is validated (design approval, material delivery, site inspection…). This avoids disputes, secures deposits, and improves liquidity management. For international or cross-sector deals, Paycifi enforces the payment terms defined in existing contracts through automated trust mechanisms, ensuring that everyone gets paid only when their part of the work is complete.

In advertising and influencer marketing, success is often tied to measurable KPIs: views, reach, or engagement. Paycifi introduces data-triggered payments using blockchain oracles. Campaign budgets are locked upfront and automatically released when verified metrics are reached. This guarantees advertisers that they only pay for real results, while creators and agencies are assured of fair compensation. By linking money to verifiable data, Paycifi removes ambiguity, reduces fraud, and transforms marketing contracts into transparent, performance-driven agreements.