Directory/Paychant
Paychant

Paychant

Contact
Visit website
Category
  • Fintechs
  • Infrastructure Providers
  • Payments
Use Cases
  • B2B Payments
  • Payment Settlement
  • Payouts and Payroll
  • P2P Remittances
  • Trade Finance
Circle Products Used
  • USDC
Blockchains Supported
  • Celo
  • Ethereum
  • Polygon PoS
  • Solana
  • Stellar
On/Off-Ramps
  • Yes
Platform
  • Android
  • iOS
  • Web
Free/Paid
  • Paid
Region
  • Middle East and Africa
Country
  • Ghana
  • Kenya
  • Nigeria
  • Tanzania
  • Uganda

Paychant is Africa’s fiat on- and off-ramp payment infrastructure. We unify 277+ local payment rails with stablecoins on a single platform, enabling instant settlements and seamless transfers between African currencies and digital dollars.

Paychant delivers a comprehensive suite of on- and off-ramp payment services that bridge Africa’s fragmented fiat rails with stablecoins. Our platform empowers stablecoin businesses, wallets, remittance providers, and corporates to move value between African currencies and USD-pegged stablecoins with enterprise-grade reliability, compliance, and transparency.

Unified Fiat & Stablecoin Rails

  • Access 277+ local payment methods (local bank transfers and mobile money networks) and stablecoins via one API.
  • Real-time settlement.

Embedded SDK & APIs

  • Plug-and-play API to onboard new corridors in days, not months.
  • Webhooks and dashboards deliver full visibility into transaction status, fees, and FX.

Compliance & Risk Controls

  • Built-in KYC/AML screening and transaction monitoring.

Liquidity & FX Management

  • Dynamic routing across multiple payment partners that optimizes cost and uptime.
  • Competitive FX rates.

By unifying Africa’s local payment infrastructure with stablecoins, Paychant reduces settlement times from days to seconds, shrinks overall fees by up to 70%, and opens new corridors for remittances, payroll, and treasury management.

Use Cases

For Stablecoin Wallets

We connect stablecoin wallets to Africa's financial ecosystem, enabling users to move effortlessly between fiat and stablecoins anytime.

For Remittance Platforms

We facilitate cross-border remittances by enabling stablecoin withdrawals into local African currencies, providing users with better exchange rates and lower transaction fees.

For USD Savings Apps

Our API integration allows your users to effortlessly convert local currencies to stablecoins directly within your wallet, safeguarding their savings from hyperinflation.

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Digital assets are subject to a number of risks, including price volatility. Transacting in digital assets could result in significant losses and may not be suitable for some consumers. Digital asset markets and exchanges are not regulated with the same controls or customer protections available with other forms of financial products and are subject to an evolving regulatory environment. Digital assets do not typically have legal tender status and are not covered by deposit protection insurance. The past performance of a digital asset is not a guide to future performance, nor is it a reliable indicator of future results or performance. Additional disclosures can be found on the Legal and Privacy page.

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