Pareto

Pareto enables institutional borrowers to access scalable credit lines directly onchain, bypassing the inefficiencies of traditional loan origination. Through Credit Vaults, borrowers like FalconX and Bastion Trading receive fixed or variable-rate loans with flexible terms, minimal overhead, and real-time transparency. These curated vaults are backed by KYC-compliant infrastructure and are managed by expert curators like M11 Credit. Designed to be fully regulatory-compliant, Pareto makes it easier for institutions to unlock capital based on creditworthiness, reduce financing costs, and focus on core strategies - from liquidity management to growth - without the constraints of traditional collateral requirements.

Pareto empowers institutional lenders to access curated, risk-managed credit opportunities across DeFi, without sacrificing compliance or transparency. Through Credit Vaults, lenders can put capital to work in credit-based loans loans issued to borrowers like FalconX and Bastion Trading, earning steady returns from real strategies like market making, arbitrage, and derivatives trading. Each vault is built with strong risk controls, transparent performance reporting, and is actively managed by experienced curators. With a fully compliant setup and seamless capital deployment, Pareto gives lenders an easy way to move beyond traditional fixed income - and access higher, more resilient yields.

Pareto gives experienced credit professionals the tools to bring their expertise onchain as Credit Vault curators. After a thorough onboarding and due diligence process, curators can launch and manage their own Credit Vaults - setting fees, structuring loan terms, and earning from vault performance. Through the dedicated Curator App, curators get real-time insights into capital flows, borrower activity, and loan lifecycle management. They are also responsible for generating transparent performance and risk reports, giving lenders full visibility into how their capital is deployed. By leveraging their underwriting skills onchain, curators help optimize capital allocation, reduce counterparty risk, and raise the bar for transparency and efficiency in DeFi credit markets.