Category
  • Digital Wallets
  • Ecommerce
  • Fintechs
  • Infrastructure Providers
  • Payments
Use Cases
  • B2B Payments
  • Cross-Chain Transfers
  • E-commerce Payments
  • Payment Settlement
  • Payouts and Payroll
Circle Products Used
  • USDC
  • EURC
  • Mint
  • Wallets
Blockchains Supported
  • Arbitrum
  • Avalanche
  • Base
  • Ethereum
  • OP Mainnet
On/Off-Ramps
  • Yes
Platform
  • Android
  • iOS
  • Web
Free/Paid
  • Paid
Region
  • Europe
  • LATAM
  • Middle East and Africa
Country
  • United Kingdom
Support
PalWallet

PalWallet provides a full-scale digital platform solution for both B2C and B2B clients - including digital asset management, secure wallets, trading, digital payments, and BaaS - with a strong focus on innovation and regulatory compliance.

Core Services:

  • Digital Wallet Platform: Secure, real-time management of digital assets for individuals and businesses.
  • Digital Payments: Seamless payment processing for crypto and fiat transactions across global markets.
  • Crypto On/Off-Ramp: Compliantly convert between crypto and fiat currencies.
  • Trading & Exchange: Enclosed ecosystem for digital asset trading with liquidity solutions.
  • Banking-as-a-Service (BaaS): Embedded banking solutions, including account management, payments, and compliance.
  • Stablecoin Settlement: Facilitation of payments and settlements using stablecoins.
  • Custody Solutions: Support for multiple custody models (e.g., self-custody, multi-signature, MPC-based, and institutional-grade).
  • Cross-Border Payments: Efficient and compliant international payments for businesses and individuals.
  • Digital Asset Payment Gateway: Enabling merchants to accept digital assets with fiat settlement.

Expertise:

  • Regulatory Compliance: Aligned with global standards, including AML/KYC, KYT, MiCA-readiness, and local licensing frameworks.
  • Security & Infrastructure: Advanced encryption, end-to-end security, real-time transaction monitoring, and scalable native infrastructure (not limited to BaaS models).
  • Innovation & Scalability: Constantly evolving technologies to meet the needs of high-volume clients, including major retailers and financial institutions.
  • Global Reach with Local Expertise: Operating in multiple jurisdictions with a robust understanding of local regulations and market dynamics.

Use Cases

Crypto-to-Fiat Conversion (On/Off-Ramp)

Empower users to convert crypto to fiat, withdraw directly to their bank accounts, or fund their wallets with crypto for payments. Real-time KYT ("Know Your Transaction") monitoring ensures compliance and security. Fast settlement with integrated banking partners across multiple jurisdictions. Seamless user experience with automated AML/KYC flows.

Merchant Payment Gateway for Crypto Acceptance

Enable merchants to accept crypto payments from customers with automatic fiat settlement. Instant crypto-to-fiat conversion mitigates volatility risks. Flexible API integration with major e-commerce platforms. Regulatory compliance is baked into the transaction flow, supporting global merchants.

Corporate Treasury Management for Digital Assets

Securely manage, hold, and trade digital assets within a corporate environment. Institutional-grade custody ensures asset security. Real-time dashboards for tracking balances, trades, and settlements. Automated compliance checks for internal controls and audit readiness.

Stablecoin Settlements for Cross-Border Transactions

Enable fast, low-cost international payments using stablecoins for global B2B transfers. Integrated stablecoin support ensures instant settlement. Native cross-border payment rails reduce costs vs. traditional banks. Regulatory-grade transaction monitoring supports global compliance needs.

White-Label Digital Wallets for Financial Institutions

Allow banks, fintechs, and brands to offer their own branded digital wallets. Modular, API-first architecture enables rapid customization and deployment. Supports fiat and crypto transactions, including compliance and custody services. Scalable infrastructure with multi-jurisdictional compliance support (MiCA-ready).

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