Directory/Pagga
Pagga

Pagga

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Category
  • AI & Agentic Platforms
  • Fintechs
  • Infrastructure Providers
Use Cases
  • B2B Payments
  • Payment Settlement
  • Payouts and Payroll
  • Treasury Management
Blockchains Supported
  • Aptos
  • Arbitrum
  • Arc
  • Avalanche
  • Base
Platform
  • Web
Region
  • Europe
  • LATAM
  • North America
Country
  • United States
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Eugene Anisei

An AI-powered back office for crypto-native companies leveraging specialized agents to execute legal, compliance, finance, treasury, and payroll operations while settling in stablecoins on multiple blockchains. Agents that act, not advise.

The back office was never supposed to be done by people. It exists because the tools never connected - a lawyer for formation, one SaaS for payroll, another for bookkeeping, a spreadsheet for treasury, and a founder awake at 2:00am acting as the integration layer between all of them.

As a co-founder of EVAA Protocol, the first lending protocol on TON, and Holders, a non-custodial neobank, Pagga's founder spent years building onchain money infrastructure. The irony was unbearable: we had trustless lending and non-custodial banking, but incorporating and operating a company still meant manually gluing ten tools together. That's not a tool gap. It's a labor gap - and labor gaps are what AI agents are for.

Pagga replaces that fragmented stack with specialized agents that execute operations instead of just advising:

  • Legal: entity formation, corporate documents, registered agent (Delaware C-Corp and Wyoming LLC, including non-US founders without a SSN)
  • Compliance: KYA (Know Your Agent) framework screens and sanction gates prior to any payment execution
  • CFO: bank reconciliation, expense policy enforcement, tax-filing readiness (Form 1120), 1099 scanning
  • Treasury: non-custodial multisig co-signing, multi-chain stablecoin settlement Payroll: cross-border and cross-chain contractor and team payments
  • Intelligence: onchain research and analytics

A Hub/Router agent orchestrates the stack with every action running through a progressive trust framework with hard auto-approval ceilings. The model proposes; the code disposes.

Pagga is never a custodian - it co-signs on multisig, mirroring Stripe's model. We don't trust the model with your money, and we built the only system that doesn't have to.

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