Directory/Monfi Digital Bank
Monfi Digital Bank

Monfi Digital Bank

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Visit website
Category
  • Digital Wallets
Use Cases
  • Asset Tokenization
  • B2B Payments
  • Borrowing and Lending
  • Payment Settlement
  • Trade Finance
Blockchains Supported
  • Ethereum
  • XRPL
  • Solana
On/Off-Ramps
  • Yes
Platform
  • Android
  • iOS
  • Web
Region
  • APAC
  • Middle East and Africa
Country
  • Malaysia
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Monfi Digital Bank

Licensed digital bank for fiat and digital assets. Multi-currency accounts, 24/7 conversion, and institutional custody for digital asset companies, funds, family offices, and high-net-worth individuals.

Monfi Digital Bank is a fully licensed and regulated bank headquartered in Malaysia (Labuan FSA Digital Banking License No. 230148DB) bringing fiat and digital assets together in a single bank account under one license, one onboarding, and one compliance framework.

One Account, Both Worlds

Clients can hold multi-currency fiat accounts and digital asset wallets side-by-side. Fiat moves over SWIFT, SEPA, ACH, and Fedwire while digital assets move onchain. Buying, selling, and swapping happen inside the account, 24/7, with no external exchange and nothing to move between platforms.

Institutional Custody, Bank Governance

Clients' digital assets are segregated, held in institutional custody powered by Fireblocks. Every withdrawal is screened by Chainalysis, released only to whitelisted addresses, and approved under a tiered multi-person quorum that escalates with value. Travel Rule compliance is in place. The result is the control environment institutions expect from a bank applied to digital assets.

Who Banks With Monfi

Monfi serves digital asset exchanges, OTC desks, fintechs, stablecoin issuers, blockchain foundations, Web3 companies, hedge funds, venture funds, family offices, and high-net-worth individuals with wealth onchain.

Supported Today

Fiat: USD, EUR, GBP, AED, SGD, and more.

Digital Assets: Stablecoins, Bitcoin, Ethereum, Solana, XRP, Tron, BNB, and more.

Monfi is available on web, iOS, and Android.

Use Cases

Operating Accounts for Digital Asset Companies

Exchanges, OTC desks, fintechs, stablecoin issuers, and blockchain foundations can run their fiat and digital asset treasury operations through one licensed bank.

Fund & Family Office Banking

Hedge funds, venture funds, and family offices can hold fiat and digital assets with one regulated counterparty.

Custody with Bank Controls

Monfi offers dedicated wallets per client and asset, segregated, on institutional infrastructure powered by Fireblocks. Every withdrawal is screened, restricted to whitelisted addresses, and approved by a multi-person quorum that escalates with value.

Fiat On/Off-Ramp

Swap fiat to digital assets and digital assets to fiat inside the account at any hour. Wire in via SWIFT, SEPA, ACH, or Fedwire and send out onchain (and vice versa). One KYC, one counterparty, settled within the bank.

Private Banking for HNWs

High-net-worth individuals can bank their digital assets the way they bank everything else. Multi-currency accounts, wallets, conversion, and institutional custody - all in one app.

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Ready to connect with Monfi Digital Bank?

Digital assets are subject to a number of risks, including price volatility. Transacting in digital assets could result in significant losses and may not be suitable for some consumers. Digital asset markets and exchanges are not regulated with the same controls or customer protections available with other forms of financial products and are subject to an evolving regulatory environment. Digital assets do not typically have legal tender status and are not covered by deposit protection insurance. The past performance of a digital asset is not a guide to future performance, nor is it a reliable indicator of future results or performance. Additional disclosures can be found on the Legal and Privacy page.

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