Directory/MON 3
MON 3

MON 3

Contact
Visit website
Category
  • Fintechs
  • Payments
  • Remittances
Use Cases
  • B2B Payments
  • P2P Remittances
  • US Dollar Access
Blockchains Supported
  • Polygon PoS
  • Solana
On/Off-Ramps
  • Yes
Platform
  • Android
  • iOS
  • Web
Region
  • Europe
  • LATAM
  • Middle East and Africa
  • North America
Country
  • Argentina
  • Brazil
  • Colombia
  • Mexico
  • United Arab Emirates
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MON 3

An easy way for businesses to instantly send and receive international payments using stablecoin infrastructure.

MON 3 is a Brazilian fintech that leverages stablecoin infrastructure to provide fast, transparent, and affordable international payment services for import/export businesses around the world.

Three Core Pillars:

  • Velocity: Instant payments, 24/7 operations across multiple countries
  • Transparency: Clear pricing, real-time tracking, no hidden costs
  • Cost Efficiency: Stablecoin rails eliminate intermediaries, passing savings to clients

Cross-Border Payments: Send and receive international payments instantly via stablecoin rails with settlement available 24/7/365 across six countries, reducing reliance on banking hours and correspondent banking delays.

Instant Settlement via Pix: Leveraging Brazil's Pix instant payment system, funds are converted and delivered in real-time with no multi-day waiting periods.

Instant Settlement: Available in Argentina, Brazil, Colombia, Europe (SEPA), Great Britain, Switzerland, and the US.

Built for Trade & Commerce: Purpose-built for import/export businesses that need reliable, fast cross-border payments while reducing the friction and cost of legacy banking networks.

Full Transparency: Real-time FX rates with transparent pricing. Clients see exactly what they pay and what the recipient receives before confirming any transaction.

Dual-Entity Structure: Operating through regulated entities in both Brazil and the United States, supporting compliance across jurisdictions.

This site contains content and information, including links to other sites and resources, that was prepared by third parties ("Third Party Content") who are not affiliated with Circle or any of its affiliates (collectively "Circle"). Circle makes no representations on the accuracy, suitability, or validity of Third Party Content. As such, Circle is neither responsible nor liable for any Third Party Content, including any errors, omissions, or delays, or for any actions taken in reliance upon any Thirds Party Content. Reference to any specific company, product, service, or website of any third party does not constitute an implied or express endorsement, recommendation, favoring or validation by Circle. All content provided is for educational and informational purposes only. Circle shall not be liable for any damage or loss relating to use of, or reliance upon, the Third Party Content.

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Digital assets are subject to a number of risks, including price volatility. Transacting in digital assets could result in significant losses and may not be suitable for some consumers. Digital asset markets and exchanges are not regulated with the same controls or customer protections available with other forms of financial products and are subject to an evolving regulatory environment. Digital assets do not typically have legal tender status and are not covered by deposit protection insurance. The past performance of a digital asset is not a guide to future performance, nor is it a reliable indicator of future results or performance. Additional disclosures can be found on the Legal and Privacy page.

Circle Internet Financial, LLC (NMLS ID# 1201441). Circle Internet Financial, LLC is licensed as a Money Transmitter by the New York State Department of Financial Institutions and to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Texas customers click here for information about filing complaints. Maryland customers click here for information about filing complaints.

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Some products and services made available on the Circle Developer Platform (collectively, “Web3 Services”) are offered by Circle Technology Services, LLC (“CTS”). Services do not include financial, investment, tax, legal, regulatory, accounting, business, or other advice. CTS is only a provider of software and related technology and is not engaged in any regulated money transmission activity in connection with the services it provides. For additional details, please click here to see the Circle Developer terms of service.