Directory/Lumx
Lumx

Lumx

Contact
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Category
  • Fintechs
  • Infrastructure Providers
  • Payments
  • Remittances
Use Cases
  • B2B Payments
  • Cross-Chain Transfers
  • E-commerce Payments
  • Payment Settlement
  • Payouts and Payroll
Circle Products Used
  • USDC
Blockchains Supported
  • Arbitrum
  • Base
  • Ethereum
  • Polygon PoS
  • Solana
On/Off-Ramps
  • Yes
Platform
  • Web
Free/Paid
  • Paid
Region
  • Europe
  • LATAM
  • North America
Country
  • Brazil

From stablecoin on/off-ramps to virtual accounts and wallets, we provide tools for seamless cross-border banking with instant settlements and unmatched liquidity.

Backed by BTG Pactual, Latin America's largest investment bank, Lumx is a stablecoin banking API designed to simplify cross-border payments and financial operations across LatAm.

Our Offerings

Lumx integrates seamlessly with your existing financial infrastructure. With Lumx, your business can:

  • Instantly send, receive, and convert funds between stablecoins and local fiat currencies.
  • Minting digital dollars with competitive FX rates through our exclusive partnership with BTG Pactual.
  • Orchestrate first-party and third-party 24/7 payments with instant settlement while ensuring compliance through screening, tiered KYC/KYB levels, and continuous transaction monitoring.
  • Create multi-currency wallets with unique account numbers capable of sending, storing, and receiving stablecoins.
  • Design compliant yield products with customizable fee structures and real-time performance tracking.
  • Access real-time transaction monitoring, blockchain orchestration, and detailed financial activity reporting.

Our robust API enables rapid integration into existing workflows, offering extensive documentation, and developer-friendly resources:

  • Single, unified REST API supporting multiple stablecoins and fiat currencies.
  • Real-time payment tracking and transaction monitoring.
  • Direct connectivity with local instant payment systems like PIX (Brazil), Transfers (Argentina), SPEI (Mexico), and PSE (Colombia) for collections/on-ramps and payouts/off-ramps.
  • Separate sandbox and production environments with unique API keys and webhooks.

Lumx is ideal for:

  • Payment Service Providers (PSPs)
  • Neobanks & Fintechs
  • Banks and Regulated Financial Institutions
  • Wallet Infrastructure Providers
  • Yield and Investment Management Companies
  • Treasury Management
  • Payroll and Freelancer Platforms
  • Banking-as-a-Service (BaaS) Providers

Use Cases

Payment Service Providers

Speed up fiat settlements across borders with stablecoin on and off-ramps - up to 5x faster compared to traditional systems like Swift. Settle merchants and partners in minutes via stablecoins with predictable settlement and visibility over the entire payment flow.

Banks & Fintechs

Enable your customers to buy, sell, send, and receive stablecoins without leaving your platform. Launch stablecoin products and supercharge your revenue and customer experience without having to build your own infrastructure through our proven APIs, network of regulated entities, and robust infrastructure.

FX Brokers

Stablecoins enable round-the-clock payments and settlement in minutes for you and your customers worldwide. Choose an alternative stablecoin route and save on FX fees, improving your spreads to generate more revenue.

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Ready to connect with Lumx?

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