Luca Money is a self-custodial stablecoin neobank built for Latin America giving people across the region a safe, accessible way to save in digital dollars while earning yield on their balances.
In LatAm, inflation erodes savings, banks impose restrictions, and accessing dollars is a constant struggle. Luca Money solves this by letting users hold digital dollars in their own custody, access DeFi yields automatically, and spend globally – all without trusting a centralized exchange or traditional bank.
We solve the biggest problem in crypto: the forced choice between earning yield and actually using your money. Our proprietary rebalancing protocol automatically finds the best DeFi rates 24/7, so your stablecoins can earn yield without added complexity.
Latin Americans facing currency devaluation can convert local currency to digital dollars and store them in a self-custodial wallet, earning yield while protecting purchasing power – no bank account freezes, no government restrictions, no middlemen.
Receive payments in stablecoins, start earning yield, and spend globally with a debit card. Perfect for digital nomads and remote workers in LatAm who want dollar-denominated income without traditional banking hassles.
Hold stablecoins and automatically earn DeFi yields without manually moving funds between protocols. Luca's rebalancing engine helps manage allocations 24/7 while you track your balance and yield in real-time.
Set savings goals and track your progress with real-time countdowns. See exactly when you'll hit milestones based on your current yield rate – making saving money engaging and motivating.
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