Category
  • Fintechs
  • Marketplaces
  • Payments
  • Remittances
Use Cases
  • B2B Payments
  • P2P Remittances
Circle Products Used
  • USDC
  • EURC
Blockchains Supported
  • Ethereum
  • Solana
On/Off-Ramps
  • Yes
Platform
  • Android
  • iOS
  • Web
Free/Paid
  • Paid
Region
  • Middle East and Africa
  • North America
Country
  • Ghana
  • Kenya
  • Nigeria
  • South Africa
  • United States
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Lipaworld Corp.

Borderless onchain neobank for individuals and businesses to earn, spend, and send value using stablecoin-powered financial infrastructure.

Built on trusted digital dollar rails, Lipaworld provides:

 USD Stablecoin Wallet (Self-Custodial)

Users receive a secure digital dollar wallet they control, enabling instant global transfers and dollar savings protected from currency volatility.

✔ Virtual USD Accounts for Payroll & Earnings

Through our banking partners, users can receive salaries, gig economy payments, and international transfers into a regulated USD virtual account, funded via ACH, wire, or card.

✔ Cross-Border Payments & Remittances via Stablecoins

Lipaworld enables instant USDC transfers globally, with seamless off-ramps across Africa through vouchers, gift cards, airtime, transport, and merchant partners.

✔ Marketplace Powered by Digital Dollars

A curated marketplace where users spend digital dollars on everyday essentials - groceries, transport, utilities, health, education, gift cards - as well as proprietary Lipaworld vouchers.

✔ Bulk Stablecoin Payouts for Businesses

Through the Lipaworld Business Dashboard, companies can run mass digital dollar payouts to workers or vendors across African markets in seconds.

✔ Regulatory & Compliance Framework

Lipaworld operates with:

  • FinCEN and Fintrac MSB registration
  • KYC/KYB
  • AML monitoring
  • Partner-bank MTL coverage for ACH/card deposits

Use Cases

Remittances (Consumers)

Immigrants can send money home instantly and affordably, bypassing expensive remittance services and lengthy bank processes. By using stablecoins, recipients receive funds with minimal volatility, ensuring the full value of their remittance is preserved. The wallet also provides direct on- and off-ramp options, making it easy to convert stablecoins to local currencies for everyday use.

Cross-Border Payments (Merchants)

Businesses can efficiently manage international transactions by sending and receiving stablecoins with suppliers, partners, and employees across borders. The wallet eliminates costly wire transfer fees, long settlement times, and currency exchange risks, providing a seamless alternative to traditional banking rails. With real-time payments and transaction tracking, merchants gain greater transparency and control over their global financial operations.

Virtual USD Accounts for Payroll & Earnings

Through our banking partners, users can receive salaries, gig economy payments, and international transfers into a regulated USD virtual account, funded via ACH, wire, or card.

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