For payment platforms, fintechs, and enterprises that need to send or receive funds across LatAm but are not set up to handle stablecoins directly, Linka can accept fiat in one country, use stablecoins for the cross-border leg, and deliver fiat in the destination country the same day. This is particularly relevant for companies entering LatAm markets that need local settlement without building banking relationships and licensing infrastructure in each individual country.