Category
  • Fintechs
  • Infrastructure Providers
  • OTC Desks
  • Payments
Use Cases
  • B2B Payments
  • Payment Settlement
  • Payouts and Payroll
  • Trade Finance
Circle Products Used
  • USDC
Blockchains Supported
  • Ethereum
  • Solana
On/Off-Ramps
  • Yes
Platform
  • Web
Free/Paid
  • Paid
Region
  • APAC
  • LATAM
  • North America
Country
  • Bolivia
  • Brazil
  • Chile
  • Guatemala
  • Honduras
Support
Linka

The liquidity layer for LatAm stablecoin settlement with built-in compliance workflows. Convert stablecoins to local currencies across 10 countries through 16 bank connections.

Linka is the liquidity layer for LatAm stablecoin settlement. We convert stablecoins to and from local currencies and support fiat-to-fiat transfers across 10 countries. Settlement occurs in under 60 minutes with embedded compliance workflows.

What We Do:

  • Stablecoin Off-Ramp: Send stablecoins on Ethereum, Tron, Solana, or BNB Chain. We convert and deposit local fiat into the beneficiary's bank account the same day.
  • Fiat On-Ramp: Collect local currency across LatAm and deliver stablecoins back.
  • Fiat-to-Fiat Payments: Move money across LatAm countries on stablecoin rails without directly handling crypto.
  • OTC Desk: Personalized execution for large or complex transactions ($500K+) with dedicated support.

Where We Work:

  • Central American and Andean markets where local banking and compliance infrastructure is hardest to build.

Why Partners Work With Linka:

  • 16 direct bank connections holding local currency reserves across 10 countries.
  • 99% of transactions settle within 24 hours.
  • Embedded compliance workflows featuring: KYB, AML, and Chainalysis screening on every flow, VASP registration in Peru, and regulatory alignment in Honduras and Bolivia.
  • In production with Bridge (Stripe), Bitfinex, YellowCard, and 50+ enterprise clients.
  • Technology partners include Fireblocks, Chainalysis, and IBEX.

Use Cases

Fiat-to-Fiat Cross-Border Payments

For payment platforms, fintechs, and enterprises that need to send or receive funds across LatAm but are not set up to handle stablecoins directly, Linka can accept fiat in one country, use stablecoins for the cross-border leg, and deliver fiat in the destination country the same day. This is particularly relevant for companies entering LatAm markets that need local settlement without building banking relationships and licensing infrastructure in each individual country.

Asia-LatAm Trade Payment Settlement

LatAm importers sourcing from Asia and exporters selling into Asian markets face the same problem: international wires take days, FX markups eat into margins, and suppliers won't ship until payment clears. Every day of delay is a day of lost revenue, tied-up working capital, and slower inventory turnover. Linka settles trade payments in both directions - imports and exports - using the same infrastructure that powers our LatAm stablecoin settlement, with trade finance partners extend credit where needed. Suppliers get paid the same day, which means faster shipments and shorter order-to-delivery cycles.

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