Directory/Kolam Prosper
Circle Products Used
  • USDC
  • Contracts
Blockchains Supported
  • Arbitrum
  • Base
  • Ethereum
  • OP Mainnet
  • Stellar
On/Off-Ramps
  • Yes
Platform
  • Android
  • Web
Free/Paid
  • Paid
Region
  • LATAM
  • Middle East and Africa
Country
  • United Arab Emirates
Support
Hamis M

Building a positive-sum future for real estate tokenization. Onchain property deeds with secure staking and non-liquidating loan options.

Redefining Asset Ownership

Kolam Prosper is a blockchain protocol that is dismantling barriers in real estate. We tokenize property to fund the construction of Rent-to-Own (RTO) homes, creating a "positive-sum" ecosystem where all participants prosper.

Our protocol leverages Confidential TEEs (Trusted Execution Environments) to create a secure, automated vault for legal property deeds and RTO contracts. This ensures sensitive data remains private while providing cryptographic proof of ownership and automated, trustless execution.

For Investors: We offer asset-backed bonds with a fixed 30% ROI over 18 months, plus flexible liquidity options like non-liquidating loans and staking. This provides a high-yield, low-volatility Real World Asset (RWA) investment secured by physical property.

Digital dollars are the lifeblood of our ecosystem, serving as the stable settlement layer for all property bond sales, rental payments, and investor distributions. Utilizing stablecoin infrastructure, we ensure instant, borderless, and transparent transactions, building unparalleled trust in the emerging field of tokenized real estate.

Our current focus is premium UAE beachfront developments, offering 2-bedroom units in prime coastal locations with competitive annual yields. Investors can stake their tokens for returns, trade them for liquidity, or use them as collateral—creating a truly flexible real estate investment vehicle.

By combining traditional real estate's stability with blockchain's transparency and efficiency, Kolam Prosper is building the future of asset ownership. We're making premium real estate accessible to global investors while providing the liquidity and flexibility that modern portfolios demand.

Use Cases

Asset-Backed Yield

Provides DeFi and TradFi investors access to a non-correlated, real-world asset class. Our property-backed bonds offer a fixed 30% return over 18 months, a compelling alternative to the volatility of traditional crypto yields, all while being collateralized by physical real estate under construction.

Confidential Rent-to-Own (RTO) Automation

Solves the problem of opaque and manually intensive RTO contracts. We use TEEs to confidentially manage the entire RTO lifecycle. The deed is held in a secure vault, payments are verified onchain, and ownership is transferred automatically upon completion, eliminating fraud and manual paperwork.

Non-Liquidating, Asset-Backed Loans

Addresses the critical pain point of investor liquidity in real estate and the risk of liquidation in DeFi. Bond holders can borrow up to 70% of their asset's value against their property bond with a simple monthly service fee, without the risk of being liquidated due to market volatility.

Fractional Ownership & Property Gamification

Lowers the entry barrier to real estate investment. Our "Property Ladder" system allows micro-investors to participate in property ownership for a fraction of the cost, with a gamified layer that offers the chance to win full properties, while all participants are protected by a base positive return.

Institutional-Grade RWA Treasury Management

Streamlines and secures international investment in real estate development. We enable borderless capital formation for property projects in markets like the UAE, reducing FX risk and transfer delays while ensuring funds are securely held in designated treasuries and escrows.

This site contains content and information, including links to other sites and resources, that was prepared by third parties ("Third Party Content") who are not affiliated with Circle or any of its affiliates (collectively "Circle"). Circle makes no representations on the accuracy, suitability, or validity of Third Party Content. As such, Circle is neither responsible nor liable for any Third Party Content, including any errors, omissions, or delays, or for any actions taken in reliance upon any Thirds Party Content. Reference to any specific company, product, service, or website of any third party does not constitute an implied or express endorsement, recommendation, favoring or validation by Circle. All content provided is for educational and informational purposes only. Circle shall not be liable for any damage or loss relating to use of, or reliance upon, the Third Party Content.

Ready to connect with Kolam Prosper?