Kira

Helping businesses launch embedded fintech products.

Kira is a financial infrastructure platform that enables businesses to launch global payment and treasury solutions in weeks - not years.

From cross-border payouts and remittances to yield-generating wallets and embedded compliance, our programmable agents automate the full stack: onboarding, FX, stablecoin settlement, and regulatory workflows.

Built for speed, scale, and security, Kira empowers platforms, marketplaces, and fintechs to move money globally with fewer intermediaries and lower costs.

With an exclusive focus on virtual bank accounts, Kira provides a best-in-class experience leading to quick onboarding, less RFIs, and faster growth.

Use Cases

Cross-Border B2B Payouts for Exporters

Enable exporters in LatAm to receive USD or local currency from foreign clients instantly and at low cost. Kira provides exporters with virtual USD accounts to receive payments via ACH or wire. Once funds are received, they can be converted to local currency (COP, MXN, etc.) using Kira’s API or dashboard and withdrawn to local bank accounts. Exporters can also choose to hold funds in digital dollars for added flexibility. This removes friction, delays, and high fees associated with traditional correspondent banking.

Wallet Infrastructure for Fintechs & Crypto Platforms

Power crypto-native companies and fintechs with on/off-ramp capabilities using digital dollars and local payouts. Kira offers white-label wallet infrastructure where clients’ end users receive funds in stablecoins and can cash out in their local currency via bank transfers in LatAm and beyond. This is ideal for remittance platforms, investment apps, and Web3 companies looking to build on stablecoin rails without managing complex liquidity or compliance layers.

Payment Link for Global Collections

Enable remittance companies to collect funds globally and deliver local currency instantly. Kira’s Payment Link allows remittance platforms to accept USD or digital dollars from senders around the world through a simple, branded link. The funds are collected seamlessly via card, bank transfer, or crypto, and Kira settles the converted amount in local currency to the recipient’s bank account - instantly and with full compliance. This eliminates the need for costly intermediary partners and allows new remittance players to go live without heavy infrastructure.

OTC & Treasury Desk Services for High-Volume Clients

Enable high-volume businesses to optimize FX conversions and liquidity management. Kira offers OTC services to clients handling large stablecoin or fiat volumes. These businesses - like crypto companies, neobanks, and aggregators - can execute trades with competitive pricing, access same-day settlements, and use automated reporting tools for reconciliation and compliance. Kira helps teams manage liquidity intelligently while minimizing conversion and settlement costs.

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Helping businesses launch embedded fintech products.

Use Cases

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