Directory/Kinsu
Kinsu

Kinsu

Contact
Visit website
Category
  • DeFi Apps
  • Fintechs
Use Cases
  • Cross-Chain Transfers
  • US Dollar Access
Circle Products Used
  • USDC
Blockchains Supported
  • Base
  • NEAR
On/Off-Ramps
  • Yes
Platform
  • Web
Free/Paid
  • Free
Region
  • APAC
  • Europe
  • LATAM
  • Middle East and Africa
  • North America
Country
  • Cayman Islands

Fun, gamified, and simple. A digital savings app that offers easy and accessible digital dollar yield, transforming the complex DeFi savings landscape into a single, self-custodial account designed for retail.

Brought to you by the PlayEmber team - which already has 1M+ retail customers earning and saving crypto through their gamified DeFi apps live worldwide in the Google Play store - Kinsu is a digital savings app that offers easy and accessible stablecoin yield to retail by allocating capital across blue chip lending protocols, actively managing funds on behalf of users, and handling all of the rebalancing and compounding across chains and protocols.

Our platform abstracts this complexity through embedded smart accounts and intent-based execution. Users sign in with familiar credentials (e.g., email, Google, Telegram) and simply deposit digital dollars. Behind the scenes, Kinsu routes funds across curated lending venues including Aave, Morpho, and Rhea Finance, automatically rebalancing to capture optimal yields while maintaining diversified exposure.

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Digital assets are subject to a number of risks, including price volatility. Transacting in digital assets could result in significant losses and may not be suitable for some consumers. Digital asset markets and exchanges are not regulated with the same controls or customer protections available with other forms of financial products and are subject to an evolving regulatory environment. Digital assets do not typically have legal tender status and are not covered by deposit protection insurance. The past performance of a digital asset is not a guide to future performance, nor is it a reliable indicator of future results or performance. Additional disclosures can be found on the Legal and Privacy page.

Circle Internet Financial, LLC (NMLS ID# 1201441). Circle Internet Financial, LLC is licensed as a Money Transmitter by the New York State Department of Financial Institutions and to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Texas customers click here for information about filing complaints. Maryland customers click here for information about filing complaints.

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Some products and services made available on the Circle Developer Platform (collectively, “Web3 Services”) are offered by Circle Technology Services, LLC (“CTS”). Services do not include financial, investment, tax, legal, regulatory, accounting, business, or other advice. CTS is only a provider of software and related technology and is not engaged in any regulated money transmission activity in connection with the services it provides. For additional details, please click here to see the Circle Developer terms of service.