Category
  • Fintechs
  • Infrastructure Providers
Use Cases
  • B2B Payments
  • Payment Settlement
  • Payouts and Payroll
  • P2P Remittances
  • Treasury Management
Circle Products Used
  • Circle Mint
  • USDC
Blockchains Supported
  • Arbitrum
  • Avalanche
  • Ethereum
  • Stellar
On/Off-Ramps
  • Yes
Platform
  • Web
Region
  • APAC
  • Europe
  • LATAM
  • Middle East and Africa
  • North America
Support
Keyrails

Keyrails is a global payments infrastructure company that enables freelancers, SMBs, and enterprises in emerging markets to receive and send funds overnight at global scale.

Keyrails connects emerging markets to the rest of the world. We work with banks and non-bank fintechs to open Multi-Currency Tokenized Accounts (MTA) for their customers to collect funds or let them pay their vendors and suppliers anywhere in the world using Keyrails Global Connect (KGC).

  • Multi-Currency Tokenized Accounts (MTA) are fiat accounts we open under the name of your merchants, where incoming funds are automatically converted to digital dollars and routed globally.
  • Keyrails Global Connect (KGC) connects your treasury directly to 3rd-party SWIFT without the need for additional bank accounts. KGC can be operated for both 1st and 3rd party international transactions in USD and local currencies. Keyrails operates multiple switches across the world to route the funds while optimizing for cost, speed, compliance, and transparency while working in reliance model.

WHY WE ARE DIFFERENT

  1. We Work in Reliance Model: No need to onboard your merchants for payouts.
  2. We Specialize in Emerging Markets: High risk jurisdictions are as fast and smooth as low risk.
  3. We Do Same Day Settlements Globally: Enabled through a proprietary global correspondent network, RTGS, and local rails.
  4. 100% End-to-End Trackable Payments: We can even track the traditional correspondent rails.
  5. Direct Global Payouts: No need for extra trading wait times and costs and no need for additional bank accounts for 1st party off-ramps.

POPULAR USE CASES

  1. USD Named Accounts with ACH: For your individual and business customers.
  2. Move Your Treasury in and Out of Africa: Enabled via Keyrails OTC.
  3. Supplier Payments to China Region: Overnight USD and local currency payouts.
  4. Africa Retail Collections and Payouts: Banks and mobile money enabled via Keyrails API.

You can integrate Keyrails API or start using Keyrails Platform immediately. Watch our product demo here: https://keyrails.notion.site/Keyrails-Product-Demo-154b8bf11845473a82a93f522b73e2b1?pvs=4

Keyrails was co-founded by Rajpal Khangura CAMS - CCI, a compliance professional with 15+ years of experience in high-risk regulatory compliance, and Berhan Kongel, a serial entrepreneur with 15+ years experience in entrepreneurship, product, operations, and fintech.

Use Cases

Supplier Payments to China Region

Problem: Your merchants want to settle their suppliers in China, Hong Kong, Taiwan, and Indonesia. Solution: 1. You can settle Keyrails in digital dollars and we pay the supplier overnight. 2. You can settle Keyrails in an African local currency and we pay the supplier overnight.

Remittance & B2B Payments In / Out of the U.S.

Problem: Your individual and merchant users want to collect USD via ACH to their named accounts. Solution: 1. Keyrails provides named USD accounts and collected funds automatically convert to digital dollars. 2. You can bring the funds back to Africa or pay vendors in the U.S. same day. 3. Capture incoming ACH payments from Amazon, Shopify, Fiverr, Upwork, PayPal, etc.

Treasury Movement In / Out of Africa

Problem: You have a large local currency treasury in Africa and would like to convert it to USD. Solution: 1. Keyrails is connected to a large network of liquidity providers for local currency conversions. 2. Settle the local bank account we provide with the local currency. 3. We settle you in USD or digital dollars.

This site contains content and information, including links to other sites and resources, that was prepared by third parties ("Third Party Content") who are not affiliated with Circle or any of its affiliates (collectively "Circle"). Circle makes no representations on the accuracy, suitability, or validity of Third Party Content. As such, Circle is neither responsible nor liable for any Third Party Content, including any errors, omissions, or delays, or for any actions taken in reliance upon any Thirds Party Content. Reference to any specific company, product, service, or website of any third party does not constitute an implied or express endorsement, recommendation, favoring or validation by Circle. All content provided is for educational and informational purposes only. Circle shall not be liable for any damage or loss relating to use of, or reliance upon, the Third Party Content.

Ready to connect with Keyrails?