Category
  • Digital Wallets
  • Ecommerce
  • Exchanges
  • Fintechs
  • Infrastructure Providers
Use Cases
  • B2B Payments
  • E-commerce Payments
  • Payment Settlement
  • Payouts and Payroll
  • P2P Remittances
Circle Products Used
  • USDC
  • EURC
  • Mint
  • Wallets
  • Paymaster
Free/Paid
  • Paid
Region
  • Europe
Country
  • United Kingdom

Fintech infrastructure to deploy API-driven multi-currency IBANs, stablecoin-enabled Visa cards, and FX.

Keel is a compliance-first Banking-as-a-Service platform delivered entirely through APIs.

With a single integration you can:

  • Issue virtual IBANs in USD, EUR, GBP, and multiple currencies for instant collection and payouts.
  • Move fiat globally via SWIFT, Target2, Faster Payments, SEPA, and P2P, real-time FX and onchain settlement.
  • Launch branded Visa cards - physical, virtual, and tokenized - that settle to Visa in digital dollars. 
  • Rely on an in-house core ledger, AML/KYC/KYB, and 24/7 transaction-monitoring engine for regulatory peace of mind.

With Keel you can go live in weeks, own the customer experience, and scale across markets without rebuilding your financial stack.

Use Cases

Visa Card Program

Issue branded physical or virtual Visa cards under Keel’s BIN-sponsorship. The cards are linked to crypto wallets, auto-convert spend into digital dollars for settlement, and let digital dollar holders tap-to-pay via Apple/Google Pay.

Multi-Currency Virtual IBANs

Instantly generate dedicated IBANs in USD, GBP, EUR, and other major currencies. Accounts sit in the customer’s own name (whether retail or corporate) and plug into Faster Payments, SEPA, and SWIFT for global collections and payouts.

Real-Time FX & Stablecoin Treasury

Hold balances across supported fiat currencies and digital dollars in one ledger. Convert on demand at competitive spreads or schedule bulk FX to manage treasury without touching multiple providers.

Embedded Accounts for SaaS & Marketplaces

Embed fully-compliant sub-accounts, KYC flows, and payment rails into your platform. Automate split-payouts and reconciliation while Keel’s AML/fraud engine keeps you audit-ready.

Crypto On/Off-Ramp

Give exchange or wallet users local bank details for fiat deposits/withdrawals, then bridge seamlessly to onchain digital dollars or back to fiat. One API handles compliance checks, FX, and settlement.

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