International NGOs and humanitarian organizations use Ivorypay's crypto payment gateway to efficiently distribute aid across multiple African countries, while beneficiaries use Duffle to spend funds locally. NGOs send cryptocurrency through the payment gateway directly to beneficiaries' Duffle wallets, bypassing banking restrictions in rural areas and eliminating 8%-10% transfer fees. Recipients then use Duffle to spend aid funds immediately at local pharmacies, food markets, and essential service providers through familiar bank transfers or mobile money payments. This integrated solution reduces distribution costs from 12% to 1.5%, accelerates aid delivery by 4 days, and provides transparent transaction tracking for donor accountability while ensuring funds reach intended recipients through locally-accepted payment methods.
- Infrastructure Providers
- Payments
- Remittances
- B2B Payments
- E-commerce Payments
- Payment Settlement
- Payouts and Payroll
- P2P Remittances
- USDC
- Base
- Ethereum
- Hedera
- Solana
- Yes
- Android
- iOS
- Web
- Free
- Middle East and Africa
- Ghana
- Kenya
- Nigeria
- South Africa
Ivorypay serves West Africa, East Africa, and South Africa with seamless crypto payment solutions including a crypto payment gateway for African businesses and a consumer app for spending crypto via bank transfers and mobile money.
Ivorypay is a pioneering fintech company transforming how cryptocurrency integrates with everyday commerce across Africa. Through our comprehensive payment infrastructure, we enable seamless transactions between the digital asset ecosystem and traditional African payment methods.
Our crypto payment gateway empowers African businesses to expand across the continent without the complexity and cost of establishing local payment infrastructure in each country. Instead of navigating multiple banking relationships, regulatory requirements, and technical integrations across different African markets, businesses can accept cryptocurrency payments through our unified platform and receive settlements in their preferred currency. This enables a Nigerian company to seamlessly serve customers in Kenya, Ghana, or South Africa without setting up local bank accounts or payment processors in each market.
Our flagship consumer application, Duffle, allows users to spend cryptocurrency as easily as making a bank transfer or mobile money payment. By converting crypto to local currency in real-time, Duffle eliminates the traditional barriers that have prevented widespread crypto adoption in Africa, making digital assets practical for everyday purchases from street vendors to major retailers.
For businesses, our payment gateway provides flexible settlement options, including the ability to receive payments in various cryptocurrencies or stablecoins for enhanced stability and cross-border transaction efficiency. This infrastructure protects African businesses from local currency volatility while maintaining familiar payment experiences for their customers, enabling true pan-African commerce.
Our platform delivers the core benefits of cryptocurrency technology - reduced fees, faster settlements, and enhanced financial accessibility - while abstracting technical complexities for end users. We currently serve West Africa, East Africa, and South Africa through integrated payment infrastructure, creating a bridge that makes crypto spending as natural as traditional payments across the continent.
Ivorypay represents the future of African fintech, where advanced blockchain technology integrates with existing payment infrastructure to create financial inclusion and economic opportunity. We're building the infrastructure that makes cryptocurrency truly usable for everyday African life while enabling businesses to scale across borders effortlessly.
Use Cases
Both African and international airlines operating in Africa use Ivorypay's crypto payment gateway to solve ticket sales and revenue repatriation challenges across the continent. Airlines can sell tickets across multiple African countries without establishing local payment infrastructure in each market, accepting payments through familiar local methods while receiving settlements in their preferred currency. The same infrastructure enables instant conversion of local revenue to stablecoins for repatriation, bypassing FX restrictions that have trapped $1.5B+ across African nations and affect both regional and international carriers. This eliminates months-long delays in accessing revenue, reduces transaction costs, and enables airlines to maintain route networks across Africa while ensuring operational cash flow regardless of local banking limitations or currency restrictions.
African e-commerce businesses use Ivorypay's payment gateway to expand across the continent without establishing payment infrastructure in each country. A fashion retailer in Lagos can seamlessly accept payments from customers in Kenya, Ghana, and South Africa, receiving settlements in their preferred currency while customers pay through familiar local methods. This eliminates geographic payment barriers, reduces transaction fees from 6%-10% to 1%, and enables true pan-African commerce without the complexity of multiple banking relationships.
Crypto holders across Africa use Duffle to spend their digital assets at any merchant who accepts bank transfers or mobile money - even those who have never heard of cryptocurrency. Users can pay for groceries at traditional supermarkets, fuel at local filling stations, meals at neighborhood restaurants, and shopping at street vendors using their cryptocurrency balance. The merchants receive familiar local currency payments through their existing bank accounts or mobile money wallets, completely unaware that the customer paid with crypto. This revolutionary approach transforms cryptocurrency from a speculative asset into practical spending money for daily African life, enabling crypto users to shop anywhere that accepts traditional payments while merchants continue operating exactly as they always have, without any crypto knowledge or infrastructure required.
Traditional fintech companies and mobile money providers integrate Ivorypay's white-label API to offer cross-border capabilities without infrastructure investment. A mobile money provider in Ghana can instantly expand their addressable market by 300% through seamless integration, offering customers borderless payments while generating new revenue streams. This enables existing fintech platforms to overcome regulatory barriers and geographic limitations while providing complementary services to their existing payment rails.
Small and medium enterprises operating across African borders use Ivorypay to streamline international transactions and overcome payment barriers. A logistics company serving West Africa can accept crypto payments from clients region-wide and pay local suppliers through Duffle's bank transfer system, eliminating the need for banking infrastructure in each country. This reduces operational complexity, cuts processing fees by 80%, and enables same-day settlement versus 3-5 day traditional waiting periods.
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