GOAT Finance UAB is a regulated over-the-counter (OTC) exchange service provider based in Lithuania enabling seamless crypto-to-fiat and fiat-to-crypto transactions for individuals and businesses.
Specializing in BTC and digital dollar stablecoins, GOAT Finance empowers users to buy and sell digital assets through direct bank transfers or self-custody wallets while ensuring robust KYC/AML compliance via Sumsub, Clain.io, and a proprietary risk matrix.
With licensing under EU regulation, a presence in Switzerland through PolyReg OAD (GOAT Finance SAGL), and a UK pathway via s21 authorization (FPR), GOAT Finance offers a secure and compliant gateway to digital assets across Europe, Latin America, and Africa.
Our services are tailored for transparency, speed, and reliability — without offering custody — giving customers full control over their assets while meeting the highest compliance standards.
Use Case: A Latin American import/export company needs to pay a European supplier quickly and efficiently but faces delays and high FX fees via traditional banks. GOAT Solution: The business buys digital dollars via local bank transfer and sends the crypto to the European partner, who off-ramps to EUR with GOAT Finance’s EU bank rails. Why GOAT: Faster than SWIFT, cheaper than FX intermediaries, and compliant under EU AML standards.
Use Case: A wealthy investor in Switzerland wants to diversify part of their holdings into digital assets without using public exchanges. GOAT Solution: The HNWI uses GOAT Finance’s OTC desk to purchase large volumes of Bitcoin or digital dollars with discreet execution and personalized service. Why GOAT: No custody risk, private settlement, and MiCA-ready onboarding with KYB/KYC and source-of-funds screening.
Use Case: A European real estate buyer wants to pay part of a property purchase using crypto but the seller requires fiat in their local bank account. GOAT Solution: GOAT Finance converts the buyer’s digital dollars or BTC into EUR, CHF, or GBP and wires funds directly to the notary or real estate escrow account. Why GOAT: Regulated, verifiable transactions with clear audit trails and wallet provenance checks.
Use Case: A tech startup based in the UK pays its remote team members in LatAm and Africa in crypto to avoid FX loss and delays. GOAT Solution: The startup sends GBP to GOAT Finance, which settles stablecoins to the team’s wallets or to local fiat using Stellar anchor partners. Why GOAT: Cost-efficient, traceable, and faster than remittance platforms - with a compliant structure.
Use Case: A verified trader operating on P2P platforms like Bitget or Binance earns revenue in digital dollars and needs a reliable fiat off-ramp. GOAT Solution: The trader sells digital dollars to GOAT Finace and receives fiat in their IBAN, while GOAT handles wallet risk assessments and transaction monitoring. Why GOAT: Trusted European counterpart, lower fraud risk, and support for regulated flow.
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