Finzly provides a unified, AI-powered banking infrastructure that connects fiat and digital asset money movement through a single, core-agnostic platform.
Unifying ledgers and payments across fiat and digital assets, Finzly gives real-time visibility across deposits, fiat rails, stablecoins, and tokenized deposits while eliminating fragmented systems and reconciliation complexity. It also consolidates money movement across ACH, Fedwire, RTP, FedNow, SWIFT, and blockchain settlement networks through a single integrated platform.
Delivered through Token Galaxy and embedded within Finzly’s BankOS - the award-winning modern operating system - it delivers tokenized deposits, stablecoin workflows, and digital asset settlement as part of the same infrastructure which also includes KYT, AML screening, OFAC checks, Travel Rule compliance, and native integrations for stablecoin issuance and redemption.
Finzly enables financial institutions to rapidly launch tokenized money and stablecoins capabilities without core dependency or heavy re-platforming. Through a single API layer, banks can activate, scale, and expose these capabilities to fintech partners, creating new revenue streams by productizing payments, stablecoins, and tokenized deposits as infrastructure services.
Finzly is built on future-ready architecture, designed for multi-issuer stablecoin environments, multi-chain settlement networks, and consortia-based models for tokenized deposits and interbank digital money coordination.
The result is a turnkey infrastructure layer for issuing and moving regulated digital money - enabling banks to move fast, stay compliant, and become active infrastructure providers.
Banks can offer customers the ability to buy and redeem stablecoins directly from their bank account. Finzly orchestrates the full mint and burn flow via stablecoin mint API, with compliance screening embedded at every step.
Financial institutions can use stablecoin rails for intraday treasury movement, overnight sweeps, and yield optimization - all connected to their existing virtual account and ledger infrastructure.
USD converts to stablecoin, travels the digital rail, and reconverts to local currency at the destination - settling in seconds across 30+ corridors. No correspondent banking fees. No cut-off windows. 24x7.
For FIs that want to offer stablecoin functionality within their digital banking experience without exposing customers to blockchain complexity, Finzly sits entirely behind the bank's existing interface.
With Finzly, every stablecoin transaction runs through KYT scoring, OFAC screening, and Travel Rule enforcement before execution. Built-in, not bolted on. Examination-ready audit trails by default.
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