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FinHarbor

FinHarbor

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FinHarbor provides modular fintech software infrastructure, enabling digital banks and crypto platforms to build and scale compliant financial products with seamless integrations and a unified API layer that connects traditional and digital finance.

FinHarbor is a financial technology platform providing scalable software solutions for neobanks, crypto providers, and financial institutions.

The platform combines certified (ISO / PCI DSS) architecture, flexible APIs, and connectors to licensed banking, card, and KYC partners across Europe. FinHarbor powers the next generation of compliant digital financial ecosystems.

Our Solution (Technology Stack)

FinHarbor offers a full fintech software stack covering every layer of financial operations:

  • Modular Architecture: Independent or combined software modules for Accounts, Cards, Onboarding, Compliance, and Analytics and more.
  • Crypto & Fiat Technology Platform: API orchestration for IBAN/vIBAN account connectivity, SEPA/SWIFT rails, OTC workflows, and crypto-fiat flows with automated liquidity/risk controls via integrated partners.
  • Cards & Payments Orchestration: APIs for card program integration (virtual/physical), real-time transaction routing, and FX management through licensed issuers/acquirers.
  • Onboarding & Compliance Engine: Integrated KYC/KYB/AML, sanctions screening, manual approval flows, and risk rules — as configurable software, ready to connect to third-party providers.
  • Admin & Analytics Suite: AML dashboards, transaction monitoring, audit logs, and user segmentation — delivered as operator tooling, not as a regulated service.

Use Cases

Digital Banking & Neobanks

Launch and operate digital banks with full regulatory and payment infrastructure. Features include IBAN/vIBAN, SEPA/SWIFT payments, card issuing, AML monitoring, and customizable web/mobile apps.

Crypto Wallet Infrastructure

Build custodial and non-custodial wallets with fiat ramps, integrated compliance, and stablecoin support — including USDC. Supports hybrid architectures with Fireblocks, transaction tracing, and sanctions/PEP checks.

Payment & Processing Platforms

Multi-rail processing for fiat and crypto, merchant acquiring, and KYB onboarding. Includes dynamic fees, limits, webhooks, and reporting dashboards.

OTC and Crypto Ramps

Infrastructure for OTC desks and fiat-crypto conversion with automated AML. Features on/off-ramp flows, dynamic pricing, sanctions monitoring, and transaction oversight.

Crypto Acquiring

Compliance-ready crypto payment acceptance with automatic conversion and audit tools. Supports fiat or crypto settlement, Fireblocks/Copper integrations, and full transaction transparency.

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Ready to connect with FinHarbor?

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