Category
  • Digital Wallets
  • Fintechs
  • Infrastructure Providers
  • OTC Desks
  • Payments
Use Cases
  • B2B Payments
  • Payment Settlement
  • Payouts and Payroll
Blockchains Supported
  • Avalanche
  • Ethereum
  • Linea
  • OP Mainnet
  • Polygon PoS
On/Off-Ramps
  • Yes
Platform
  • Android
  • iOS
  • Web
Region
  • APAC
  • Europe
  • LATAM
  • Middle East and Africa
  • North America
Country
  • United States
Support
Fin.com

Global payments infrastructure for named virtual accounts, OTC trading, and API payouts to 70+ corridors via a single integration.

Fin.com gives businesses direct access to fiat and crypto rails through a single API. We work with crypto-native companies, fintech platforms, remittance providers, OTC desks, and fund managers who need serious payment infrastructure without the complexity of building it themselves.

  • Named Virtual Accounts: Every client gets their own dedicated named virtual accounts in USD, AED, and EUR backed by regulated banking infrastructure; not a shared pool. Receive and hold funds via ACH, Wire, SWIFT, and SEPA with clean reconciliation and professional counterparty presentation.
  • API Payouts to 70+ Corridors: Send money globally across 70+ corridors with deep coverage in emerging markets including Africa (Nigeria, Ghana, Kenya), Asia (India, Pakistan, Philippines), LatAm (Mexico, Brazil), and the Middle East (UAE) with local bank transfer, mobile money, and SWIFT supported.
  • On/Off-Ramping: Convert between fiat and stablecoins with efficient settlement and competitive rates at scale.
  • OTC Trading: Institutional execution for trades of $250,000 and above. Dedicated team, competitive pricing, and efficient settlement without public exchange slippage.
  • Stablecoin Conversion: High-volume stablecoin conversion with near-instant settlement. Built for companies that need reliable stablecoin flows on a recurring basis.

Fin.com is licensed as a VASP, MSB, and PSP.

If you’re moving money globally and need infrastructure that works, let’s talk.

Use Cases

Global Payouts to Bank Accounts

Businesses using Fin.com can send mass payouts to bank accounts across 40+ countries in local currency with settlement in under 60 minutes. Whether you're paying contractors, creators, or users, Fin.com routes funds through direct liquidity networks instead of traditional banking chains. No intermediaries, no hidden fees. Pricing is transparent at 0.01%–0.3% per transaction. Clients can use this to pay thousands of users globally using local rails and stablecoins.

Stablecoin-to-Fiat Payouts (Off-Ramp)

Fin.com enables platforms to convert stablecoins into local fiat currency and deliver it directly to recipients' bank accounts. This is ideal for crypto exchanges, trading platforms, and Web3 companies that hold digital assets but need to pay users in their local currency. Clients can use this to replace traditional banking flows with stablecoin-based settlement, reducing fees and eliminating multi-day delays.

Bulk Payroll & Mass Payouts

Fin.com supports automated bulk payout workflows, allowing payroll platforms and marketplaces to disburse salaries or earnings to thousands of recipients across 30+ countries in a single API call. Payouts go directly to bank accounts or wallets in the recipient's local currency. With built-in compliance, businesses can scale global payroll without setting up local entities or banking relationships in each country.

USD Virtual Accounts & Treasury

Fin.com issues multi-currency virtual accounts (USD, EUR, AED, INR) per customer or merchant, enabling businesses to collect funds globally and manage treasury in one place. Funds settle in real time with full reconciliation visibility. Clients can use this alongside local fiat payouts to build full-cycle money movement, collecting in one currency and paying out in another without friction.

Named USD SWIFT Payouts

Fin.com provides named USD SWIFT accounts in your entity's own name, enabling businesses to send and receive international wire transfers with enterprise-grade reconciliation and counterparty trust. Unlike pooled accounts, named SWIFT accounts make it clear who the money belongs to - critical for financial institutions, luxury brands, and global payment platforms. Clients typically use this for high-value cross-border settlement.

Crypto Pay-In & Fiat Payout

Fin.com connects directly to crypto exchanges to accept crypto payments without requiring manual wallets or transfers. Funds are then converted and paid out to recipients in local fiat currency. This bridges the gap between crypto and traditional finance, making it easier for exchanges, gaming platforms, and fintechs to accept digital assets and pay users in their preferred local currency.

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