Directory/Fern
Fern

Fern

Contact
Visit website
Resources
Category
  • Bridge Apps
  • Digital Wallets
  • Exchanges
  • Fintechs
  • OTC Desks
Use Cases
  • B2B Payments
  • Cross-Chain Transfers
  • E-commerce Payments
  • Payment Settlement
  • Payouts and Payroll
Circle Products Used
  • USDC
  • CCTP
Blockchains Supported
  • Arbitrum
  • Base
  • Celo
  • Ethereum
  • OP Mainnet
On/Off-Ramps
  • Yes
Platform
  • Web
Region
  • APAC
  • Europe
  • LATAM
  • Middle East and Africa
  • North America
Support
Tephra Labs

Build global money movements into your app in record time.

Leverage Fern as your one-stop shop to integrate global money movements into your application.

  • Fern partners with fully licensed and regulated liquidity and payments providers in each region of operation. You get global on/off-ramp coverage (50+ fiat currencies) with a single integration and a fraction of the engineering effort.
  • Fern is live on multiple EVM and non-EVM chains, and can support your ecosystem growth strategy at scale. You can provision wallets and payments for your customers on 10+ chains with the same API integration.
  • Fern negotiates wholesale rates for currency conversion. You get volume pricing across all corridors.
  • Fern provisions multi-currency fiat virtual accounts. Your customers can accept fiat and perform FX at wholesale rates (i.e., cheaper than Wise/Revolut).
  • Fern integrates chain interop, bridging, and swapping solutions. You get cross-chain conversions with the same API integration.
  • Fern handles compliance. You focus on building.
  • Leverage Fern's hosted UIs for painful PII forms such as KYB/C and global bank account information. Your brand stands front and center with Fern's customization options.

Leveraging the Fern API, developers can go from 0 to 60 in a few weeks in 100+ countries, with 50+ fiat currencies, at the fastest speeds and lowest fees on the market AND with powerful features that simplify development and drastically improve DX.

We're excited to power your cutting-edge financial applications. Send us a note at hello@fernhq.com.

Use Cases

Accept Crypto Payments

Enable your merchants to accept crypto payments and have those payments automatically off-ramp to their local bank accounts.

Talent Marketplaces & Global Payroll

Enable your marketplace clients to pay in whatever currency they want, and enable your builders to receive payment in whatever currency they want.

Fintechs & Neobanks

Empower your customers with embedded crypto wallets that can seamlessly move between local currencies and stablecoins.

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Ready to connect with Fern?

Digital assets are subject to a number of risks, including price volatility. Transacting in digital assets could result in significant losses and may not be suitable for some consumers. Digital asset markets and exchanges are not regulated with the same controls or customer protections available with other forms of financial products and are subject to an evolving regulatory environment. Digital assets do not typically have legal tender status and are not covered by deposit protection insurance. The past performance of a digital asset is not a guide to future performance, nor is it a reliable indicator of future results or performance. Additional disclosures can be found on the Legal and Privacy page.

Circle Internet Financial, LLC (NMLS ID# 1201441). Circle Internet Financial, LLC is licensed as a Money Transmitter by the New York State Department of Financial Institutions and to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Texas customers click here for information about filing complaints. Maryland customers click here for information about filing complaints.

© 2024 Circle Internet Group, Inc

Some products and services made available on the Circle Developer Platform (collectively, “Web3 Services”) are offered by Circle Technology Services, LLC (“CTS”). Services do not include financial, investment, tax, legal, regulatory, accounting, business, or other advice. CTS is only a provider of software and related technology and is not engaged in any regulated money transmission activity in connection with the services it provides. For additional details, please click here to see the Circle Developer terms of service.