Directory/Exactly
Exactly

Exactly

Contact
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Resources
Category
  • DeFi Apps
  • Fintechs
  • Payments
Use Cases
  • Borrowing and Lending
Circle Products Used
  • Circle Mint
  • USDC
Blockchains Supported
  • Ethereum
  • OP Mainnet
Free/Paid
  • Free
Region
  • APAC
  • Europe
  • LATAM
  • Middle East and Africa

Decentralizing the credit market, today

Loans and deposits, with the flexibility of variable and fixed interest rates. Exactly has been working since 2022, successfully launching the Exact.ly Protocol on Ethereum, now operational on Op Mainnet. This innovative protocol has processed over 130,000 transactions, a testament to the platform's reliability and growing popularity.

As they continue to evolve and expand their offerings, they are on the cusp of launching two groundbreaking products: the Exa App and the Exa Card. The Exa App is a mobile application designed to seamlessly manage decentralized wallets through account abstraction. The Exa Card, a decentralized credit card, represents a significant leap forward, automatically initiating loans against Exactly protocol using the assets in users' Exa App as collateral, so they don’t need to sell their crypto to make purchases in the real world and providing our users the possibility to pay fixed in installments.

Use Cases

Decentralized Loans

We provide our users the possibility to access mid-term loans with fixed or variable interest rates using their crypto assets as collaterals.

Deposit APR

Users can increase the value of their money by adding crypto assets to the Exactly protocol. They can choose to get a fixed or variable interest rate APR. As a plus, they will get rewards in esEXA, which they can claim and get EXA tokens.

Decentralized Credit Card

After downloading the Exa app on their phones and going through a KYC process, users will be able to access the first decentralized credit card in the world. Thanks to the integration between Visa, Circle, Alchemy Pay, and our protocol, they will be able to make real-world purchases that will automatically trigger the protocol to take a loan against their crypto that can be repaid in up to 12 installments.

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Digital assets are subject to a number of risks, including price volatility. Transacting in digital assets could result in significant losses and may not be suitable for some consumers. Digital asset markets and exchanges are not regulated with the same controls or customer protections available with other forms of financial products and are subject to an evolving regulatory environment. Digital assets do not typically have legal tender status and are not covered by deposit protection insurance. The past performance of a digital asset is not a guide to future performance, nor is it a reliable indicator of future results or performance. Additional disclosures can be found on the Legal and Privacy page.

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