Category
  • Digital Wallets
  • Exchanges
  • Fintechs
  • Neobanks
Use Cases
  • Asset Tokenization
  • Cross-Chain Transfers
  • Payment Settlement
  • Trade Finance
  • Trading and Swapping
Circle Products Used
  • USDC
  • Wallets
Blockchains Supported
  • Ethereum
  • Solana
On/Off-Ramps
  • Yes
Platform
  • Android
  • iOS
  • Web
Free/Paid
  • Free
Region
  • APAC
  • Europe
  • LATAM
  • Middle East and Africa
  • North America
Country
  • United States
Support
Warren Noubi

Borderless payments and stablecoin wallet infrastructure for emerging markets.

EvoCash is a global fintech platform enabling seamless access to digital dollars through stablecoins, with a mission to bring inclusive financial services to both emerging and developed markets. Our platform enables users to store, spend, and transfer digital assets, including digital dollars and our native token, AGC (African Gold Coin), a stablecoin backed by real-world assets designed for both local and cross-border utility.

We provide a secure, custodial wallet infrastructure with robust on- and off-ramp integrations, allowing users to easily convert between fiat and crypto via card payments, mobile money, and bank transfers. Our growing ecosystem also includes crypto-backed virtual and physical debit cards, enabling users to spend stablecoins globally across Visa and Mastercard networks.

With a strong focus on practical utility, EvoCash supports cross-border payouts to mobile money wallets, bank accounts, and remittance corridors in Africa, Asia, and Latin America, making it a powerful solution for freelancers, remote workers, migrant communities, and small businesses.

We are building EvoCash to be the financial operating system of the future: one that is stablecoin-native, globally accessible, and developer-friendly, with plans to offer embedded finance tools and localized treasury solutions.

Currently active in the U.S., UAE, Asia region, Africa, and Europe, EvoCash is working to bridge the gap between digital assets and real-world economic empowerment - one transaction at a time.

Use Cases

Freelancer Payouts in Stablecoins

EvoCash allows freelancers in emerging markets to receive payments in stablecoins, providing a faster and more stable alternative to traditional banking. Earnings can be stored in a secure custodial wallet, converted to local fiat, or spent directly via a virtual or physical debit card. With access to mobile money and bank transfer off-ramps, users can cash out easily even without a traditional bank account.

Cross-Border Remittances with Instant Settlement

EvoCash enables users in the U.S., Europe, or the UAE to send remittances to family members in Africa or Asia using stablecoins. Funds are transferred instantly onchain and recipients can withdraw in fiat via mobile money or local bank rails. This significantly reduces remittance fees, transaction delays, and FX risk compared to traditional remittance providers.

Crypto-Backed Card Payments

Users on EvoCash can load stablecoins onto a branded Visa or Mastercard debit card and spend their crypto globally. Whether shopping online or at a physical store, the crypto is converted in real-time at the point of sale. This makes stablecoins directly usable for daily transactions, giving users full flexibility without having to off-ramp first.

Virtual IBAN Accounts for Global Payments

EvoCash provides users and businesses with virtual bank accounts (IBANs), enabling them to receive payments in local and international currencies without needing a traditional bank. These accounts are linked to user wallets and support SEPA, SWIFT, and local ACH transfers. This empowers freelancers, remote workers, and small businesses to operate globally, receive client payments, and convert funds instantly into stablecoins for storage or remittance.

Multi-Currency Wallet with Real-Time Conversion

EvoCash users can access a multi-currency wallet that includes both crypto and fiat accounts (via IBAN). They can convert between stablecoins and fiat in real time. This is especially useful for digital nomads, international traders, and global teams who need flexible, instant access to stable currencies without relying on local banks or multiple service providers.

This site contains content and information, including links to other sites and resources, that was prepared by third parties ("Third Party Content") who are not affiliated with Circle or any of its affiliates (collectively "Circle"). Circle makes no representations on the accuracy, suitability, or validity of Third Party Content. As such, Circle is neither responsible nor liable for any Third Party Content, including any errors, omissions, or delays, or for any actions taken in reliance upon any Thirds Party Content. Reference to any specific company, product, service, or website of any third party does not constitute an implied or express endorsement, recommendation, favoring or validation by Circle. All content provided is for educational and informational purposes only. Circle shall not be liable for any damage or loss relating to use of, or reliance upon, the Third Party Content.

Ready to connect with EvoCash?