Visitors to Brazil are not able to access the popular local payment method, Pix, which has already surpassed cash and credit card payment volumes. The Emigro wallet enables these visitors to make Pix payments in the same way that locals would, without the vendors requiring any changes to their existing point-of-sale system or any knowledge of blockchain or the Emigro wallet. Instant payments can be made to any person or business, directly to fiat in a bank account, with no settlement delay or chargebacks.