Directory/Echo Money
Category
  • Fintechs
  • Infrastructure Providers
  • OTC Desks
  • Payments
  • Remittances
Use Cases
  • B2B Payments
  • E-commerce Payments
  • Payment Settlement
  • Payouts and Payroll
  • Treasury Management
Blockchains Supported
  • Ethereum
  • Polygon PoS
  • Solana
On/Off-Ramps
  • Yes
Platform
  • Web
Region
  • APAC
  • Europe
  • LATAM
  • Middle East and Africa
  • North America
Country
  • Andorra
  • Angola
  • Argentina
  • Australia
  • Austria
Support
Shivam Pandey

Cross-border payments that feel local. Send and receive payments across 110+ countries, 70+ currencies, and 215+ local payment methods through one unified platform.

Echo Money is cross-border payments infrastructure that helps global businesses send and receive money across borders through a single API plugin and dashboard.

Platform Solutions:

  • Global Collections: Collect payments from customers and businesses across markets using local payment rails and currencies. Echo Money helps businesses receive funds locally while managing collections across multiple countries through a single integration.
  • Global Payouts: Pay suppliers, employees, freelancers, partners, and customers across 110+ countries using local and international payment methods. Send funds in the currency and payment method that works best for the recipient.
  • Multi-Currency Virtual Accounts: Create and manage virtual accounts in multiple currencies to receive, hold, and move funds globally. Businesses can manage multi-currency balances from one platform and simplify international collections and settlements.
  • Stablecoin Interoperability: Fund accounts with stablecoins and offramp into payout-ready fiat balances such as USD, EUR, SGD, and THB in real-time. This enables faster, cost-efficient, and always-on settlement between digital assets and local payment infrastructure.
  • Treasury & FX: Manage global liquidity, currency conversion, and treasury operations from one platform. Businesses can convert between currencies, manage multi-currency balances, and gain greater visibility into FX, transactions, and settlement.

With access to 110+ countries, 70+ currencies, and 215+ local payment methods, Echo Money connects businesses to both established and emerging markets including difficult corridors such as India, Turkey, China, Hong Kong, Australia, New Zealand, and Thailand.

Additionally, with a single API, Echo Money gives businesses access to local payment rails and currencies that can be difficult to integrate and manage independently. From collecting locally in one market to paying out locally in another, Echo Money helps businesses move money across borders without having to build separate payment infrastructure for every country.

Use Cases

B2B Global Trade Payments

Global trade depends on reliable cross-border payments, but paying overseas suppliers and receiving money from international buyers can involve multiple banks, currencies, payment providers, and settlement systems. Echo Money gives importers and exporters a single infrastructure to manage international trade payments across 110+ countries, 70+ currencies, and 215+ local payment methods. Businesses can collect payments from overseas customers, pay suppliers and vendors locally, convert currencies, hold multi-currency balances, and manage cross-border settlements through a single API plugin and dashboard. Echo Money connects local payment rails with global payment infrastructure, making it easier to move money between trading markets without building separate banking and payment relationships in every country. Whether a business is paying a supplier in Asia, collecting from a buyer in Europe, or settling funds across emerging markets, Echo Money helps simplify international trade payments while providing greater visibility into FX, transactions, and settlement.

Cross-Border Remittances

Cross-border remittances depend on payment infrastructure that can move money quickly and reliably between different countries, currencies, and local payment systems. Echo Money enables businesses and financial platforms to support international money transfers across 110+ countries, 70+ currencies, and 215+ local payment methods through a single API plugin and dashboard. Senders can fund transfers through available local payment rails, while recipients can receive funds through local bank accounts, wallets, and other supported payment methods. Echo Money connects local collection and payout infrastructure with global settlement rails, helping businesses simplify the operational complexity behind international transfers. Platforms can also manage multi-currency balances, FX conversion, transaction tracking, and settlement from a single infrastructure layer. Whether supporting migrant workers, international customers, family transfers, or digital remittance products, Echo Money helps businesses build more accessible cross-border payment experiences across global markets.

Fintechs & Financial Institutions

Fintechs and financial institutions building global payment products often need to integrate with banks, payment processors, local payment networks, FX providers, and compliance systems across multiple markets. Echo Money provides a single infrastructure layer that connects these capabilities through APIs, helping fintechs and FIs launch and scale cross-border payment products without building every local connection themselves. Businesses can access collections, payouts, multi-currency accounts, FX, local payment methods, stablecoin settlement, and global payment rails across 110+ countries and 70+ currencies. Echo Money provides REST APIs, webhooks, idempotency, sandbox environments, and KYC/KYB APIs for faster integration into existing products. Fintechs and financial institutions can use Echo Money to power international transfers, local payouts, global collections, treasury workflows, and embedded payment experiences. The infrastructure can also be offered through a white-label model, allowing financial platforms to deliver global payment capabilities under their own brand.

Global Payroll

Managing payroll across multiple countries can require businesses to work with different banks, payroll providers, currencies, and local payment systems. Echo Money helps companies pay employees, contractors, and distributed teams across 110+ countries, with access to 70+ currencies and 215+ local payment methods. Businesses can manage multi-currency balances, convert funds, and send local or cross-border payroll payments through a single API plugin and dashboard. Echo Money connects global businesses to local payment rails, allowing employees and contractors to receive funds through familiar payment methods in their home markets. Companies can also manage recurring payouts, track transactions, and gain greater visibility into FX and settlement. For businesses with distributed teams, international employees, or global workforce operations, Echo Money provides a single payment infrastructure for managing payroll across markets without maintaining separate payment integrations for every country.

Global Marketplace Payments

Global marketplaces need to solve two sides of the payment equation: collecting money from buyers and paying sellers, merchants, and service providers across different countries. Echo Money provides the infrastructure to manage both sides through one platform. Marketplaces can collect customer payments through local payment methods, hold and manage multi-currency balances, convert currencies, and make local or cross-border payouts to sellers across 110+ countries. With 215+ local payment methods and support for multiple payment rails, Echo Money helps marketplaces offer sellers a more familiar way to receive their earnings in their local currency. Businesses can also use Echo Money APIs, webhooks, and automated payment workflows to integrate collections and payouts directly into their marketplace infrastructure. Whether a marketplace is paying thousands of sellers, collecting from customers across regions, or managing international settlement, Echo Money provides the payment infrastructure to move money between buyers and sellers while reducing the complexity of managing separate providers across every market.

Travel Payments

Travel businesses operate across borders by default, but their payment infrastructure often remains fragmented by geography. Echo Money helps travel companies, agencies, marketplaces, and global travel platforms collect and make payments across multiple countries and currencies through one global payment infrastructure. Businesses can accept local payments from travelers, manage multi-currency balances, convert currencies, and pay hotels, airlines, agents, suppliers, and other travel partners through local and international payment rails. With access to 110+ countries, 70+ currencies, and 215+ local payment methods, Echo Money helps travel businesses support the payment methods customers already use in their home markets. Businesses can also manage international settlements and treasury operations from a single dashboard or integrate directly through Echo Money's APIs. By connecting local payment rails with global settlement infrastructure, Echo Money helps travel businesses simplify international payments while making cross-border transactions faster and more familiar for customers and partners.

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