- Digital Wallets
- Fintechs
- Neobanks
- Payments
- Remittances
- B2B Payments
- Cross-Chain Transfers
- Payouts and Payroll
- P2P Remittances
- US Dollar Access
- CCTP
- Circle Mint
- USDC
- Solana
- Stellar
- Yes
- Android
- iOS
- Free
- APAC
- Europe
- LATAM
- Middle East and Africa
- North America
- Albania
- Angola
- Anguilla
- Antigua and Barbuda
- Argentina
A global bank, onchain.
Decaf is a non-custodial wallet on Solana and Stellar, but feels like a global bank. Our wallet is built for those who need to send and receive payments internationally.
The Decaf Wallet is great for:
- Global freelancers
- International remote workers
- Digital nomads
- People who travel
- Refugees and migrants
- Remittances
- The unbanked and those who want to be their own bank (via self-custody)
You hold your keys, control your funds, but can use easy social logins like Gmail or Apple Login (with safe encrypted key splitting and key phrase recovery).
Decaf has no fees on both on and off-ramps, so you can on-ramp to USDC for free and off-ramp with MoneyGram or our global network of partners.
The Decaf wallet also enables easy access to tokenized investments and the Jupiter DEX to help users access the world of on-chain real world assets and DeFi.
Use Cases
Remote workers who need to get paid in the U.S. but live internationally and want to receive and hold USDC but cash out whenever they want at attractive FX rates. Particularly relevant for those living in LatAm, Africa, and South East Asia.
Users can cash in with local currency, hold USDC, and cash out in any country they are in or are traveling through. It's safer and cheeper for refugees to not always carry cash, as well as for humanitarian aid organizations to track money being sent. The MoneyGram partnership with Stellar additionally means that users do not require a bank account and can always access cash, wherever they are.
Sending money abroad with the Decaf wallet is faster and cheaper than any other method we have seen. Importantly, it is a non-custodial wallet; therefore funds are not locked into one ecosystem and users have a wide range of options for on and off-ramps, ensuring they always get flexibility and the most competitive rates globally.
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