Resources
Category
  • DeFi Apps
  • Digital Wallets
  • Fintechs
  • Neobanks
  • Payments
Use Cases
  • B2B Payments
  • P2P Remittances
  • Trade Finance
  • US Dollar Access
Circle Products Used
  • USDC
  • CCTP
Blockchains Supported
  • Celo
  • Ethereum
  • Stellar
Platform
  • Android
  • iOS
  • Web
Free/Paid
  • Free
Region
  • Middle East and Africa
Country
  • Ghana
  • Ivory Coast
  • Kenya
  • Nigeria
  • Rwanda
Support
CPayant Dev Team

Empowering African SMEs with seamless cross-border payments, trade facilitation, and digital banking solutions.

CPayant is a fintech and trade-tech company revolutionizing intra-African cross-border transactions for SMEs.

We provide:

  1. Efficient Digital Banking Services: Instant, low-cost cross-border payments, multi-currency accounts, and blockchain-powered escrow services.
  2. Trade Facilitation: Digital documentation, regulatory compliance support, and access to market intelligence for SMEs.
  3. Trade Finance Solutions: AI-driven creditworthiness analysis, smart contract automation, and trade finance options to bridge the $63M/hour loss gap in intra-African trade.
  4. Embedded Finance: API integration with existing accounting software for real-time revenue and expenditure insights.
  5. Economic Inclusion: Partnerships with microfinance institutions and settlement providers to expand access and de-risk operations.

Our solutions address inefficiencies in payment systems, limited business intelligence, and the lack of digitized trade services, empowering SMEs to thrive in a digital economy.

Use Cases

Cross-Border Payments for SMEs & Individuals

African SMEs and individuals face high fees and slow transaction times when making cross-border payments. CPayant’s instant, low-cost multi-currency payment system eliminates these inefficiencies, enabling businesses to transact seamlessly across Africa and beyond.

Escrow Services for Secure Trade Transactions

Trust is a major barrier in cross-border trade. CPayant’s blockchain-powered escrow services ensure secure transactions by holding funds in smart contracts until both parties fulfill their obligations, reducing fraud and building confidence among traders.

Trade Finance for SMEs

SMEs struggle to access trade finance due to limited credit data. CPayant uses predictive AI to analyze market trends, risks, and creditworthiness, enabling SMEs to secure financing and grow their cross-border trade operations.

Digital Trade Documentation and Compliance

Manual paperwork and regulatory hurdles slow down cross-border trade. CPayant’s digital documentation and compliance tools streamline processes, reduce errors, and help SMEs navigate complex regulatory environments across African borders.

Real-Time Business Insights via Embedded Finance

SMEs often lack visibility into their financial performance. By integrating CPayant’s API with existing accounting software, businesses gain real-time insights into revenue, expenses, and cash flow, enabling better decision-making and financial management.

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