Directory/Compass Labs
Compass Labs

Compass Labs

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Resources
Category
  • Bridge SDKs
  • DeFi Apps
  • Fintechs
  • Infrastructure Providers
Use Cases
  • B2B Payments
  • Borrowing and Lending
  • Cross-Chain Transfers
  • Trade Finance
  • Trading and Swapping
Circle Products Used
  • USDC
  • EURC
  • CCTP
Blockchains Supported
  • Arbitrum
  • Base
  • Ethereum
On/Off-Ramps
  • No
Platform
  • Web
Free/Paid
  • Free
Region
  • APAC
  • Europe
  • LATAM
  • Middle East and Africa
  • North America
Country
  • United Kingdom
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Elisabeth Duijnstee

A unified API that lets fintechs and enterprises integrate institutional-grade DeFi yield, credit, swaps, and execution without blockchain engineering. Fast to launch, fully non-custodial, and scalable across chains.

Compass Labs builds financial infrastructure that lets businesses access decentralized finance.

Thousands of yield vaults, lending protocols, and trading venues exist onchain. They can offer higher rates than many traditional finance products, but accessing them requires blockchain engineers, protocol integrations, and months of development. Compass removes that barrier.

We provide a single API: you call it, we return a transaction, your user signs it. No blockchain expertise required, no need for your team to deploy smart contracts directly, and no gas infrastructure to build.

Fintechs use Compass to launch revenue-generating features such as yield accounts, working capital credit, optimized swaps, and structured yield products. Embedded fees in the SDK let platforms monetize instantly and earn through yield share, lending spreads, swap fees, and premium product tiers. Compass maintains all protocol integrations, infrastructure, and upgrades, allowing teams to focus entirely on UX and distribution.

Compass is fully non-custodial. Institutions and users retain signing authority, while Compass provides ready-to-sign transaction payloads compatible with custodians and smart account systems. This integrates cleanly with existing wallets, compliance frameworks, treasury tools, and user interfaces.

With more than 90 production-ready endpoints, ISO-compliant infrastructure, multichain support, and integration timelines as short as two to four weeks, Compass enables teams to scale globally and deliver modern financial products on crypto rails while presenting them as intuitive, consumer-grade banking experiences.

Use Cases

DeFi Yield

Many platforms hold user or treasury stablecoin balances that sit idle and earn zero return. With Compass, these balances can be allocated into onchain yield markets such as Aave, Morpho, Pendle, or ERC-4626 vaults through a single execution API. The platform can monitor real-time and historical yields, compare net APRs across protocols, and automatically shift allocations based on predefined rules or yield thresholds. Bundled transactions reduce gas usage and help eliminate multi-step execution risk, allowing deposits, withdrawals, and rebalancing to occur atomically. This supports more predictable yield generation, minimal operational overhead, and a new revenue line through embedded fee structures.

Credit Through Collateralized Borrowing

Users or businesses may need short-term liquidity without selling their existing assets. Compass enables collateralized lending workflows by abstracting the full lending market logic behind a simple API call. The platform can deposit collateral, borrow stablecoins, monitor collateral ratios, and set automated risk triggers such as unwinding positions if prices move beyond defined thresholds. All borrow, repay, and rebalance actions can be executed atomically, ensuring deterministic outcomes and reducing operational risk. This unlocks credit products that provide instant liquidity while maintaining exposure to underlying assets with flexible fee structures embedded at the transaction layer.

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