Cleva

Cleva empowers individuals and families in Ghana, the United States, Canada, and the United Kingdom to send money across borders to over 150 countries worldwide — instantly, securely, and at a fraction of traditional transfer costs. Through Cleva’s multi-rail infrastructure — combining Interac, ACH, Faster Payments, mobile money, and stablecoin rails — users can send, receive, and manage money seamlessly from a single platform. 💡 What Customers Can Do Send money from Ghana, the U.S., Canada, or the UK to 150+ countries across Africa, Europe, Asia, and the Americas. Receive funds through local bank accounts, mobile wallets, or USDC. Hold and swap balances in USD, CAD, GBP, GHS, NGN, and stablecoins. Pay bills, school fees, rent, and family expenses directly from the Cleva app. Track transactions in real-time with transparent FX rates (<1% fees).

Cleva enables businesses registered in Ghana, the UK, Canada, and the U.S. to collect payments globally and settle instantly in their local currency or stablecoin wallet. From exporters and freelancers to e-commerce stores and digital agencies, Cleva provides modern payment rails that make it easy to receive money from anywhere in the world — without the delays, costs, or friction of traditional banking. 💡 What Businesses Can Do Accept payments from global customers in USD, GBP, CAD, EUR, or USDC. Settle locally in GHS, USD, GBP, or CAD — instantly or same-day. Collect payments via Interac (Canada), ACH/Fedwire (U.S.), Faster Payments (UK), cards, or mobile money (Ghana). Use Cleva Storefront, hosted links, or API integrations for custom checkout experiences. Manage invoices, track FX conversions, and automate settlements from one dashboard.

Beyond consumer and merchant solutions, Cleva is building a global payments infrastructure layer for banks, credit unions, and fintech companies across Africa — giving them a direct, compliant, and cost-efficient gateway to the world. This makes Cleva not just a payment app, but a global settlement network that powers other financial institutions — offering an alternative to SWIFT for faster, digital-first cross-border transfers. 💡 What Institutions Can Do Integrate Cleva’s rails to send and receive cross-border payments globally. Access instant USD, GBP, CAD, GHS, and USDC corridors. Plug into Cleva’s APIs for FX, compliance, custody, and liquidity services. Enable their users to transfer or collect funds internationally without building new infrastructure. Reduce dependency on costly correspondent banking relationships.