Category
  • Infrastructure Providers
  • Payments
Use Cases
  • B2B Payments
  • Payment Settlement
Circle Products Used
  • USDC
  • EURC
  • Mint
On/Off-Ramps
  • Yes
Platform
  • Web
Region
  • Europe
Country
  • Austria
  • Belgium
  • Bulgaria
  • Cyprus
  • Czechia (Czech Republic)

Regulated banking infrastructure enabling real-time fiat and stablecoin-based payments.

ClearBank is a purpose-built, technology-enabled clearing bank.

Through its Digital Asset Rails, ClearBank enables regulated access to the minting and redemption of stablecoins, with instant fiat payouts via SEPA and SEPA Instant. No API integration is required, and clients benefit from 24/7 settlement alongside strong AML and Travel Rule controls.

By connecting its cloud-native banking platform with stablecoin infrastructure, ClearBank helps bridge traditional and digital finance, supporting faster and lower-cost cross-border money movement. ClearBank will also support payments network-enabled flows as corridors become available.

Use Cases

Cross-Border Payouts

Move funds globally in seconds rather than days by using regulated stablecoins as a transfer layer. Businesses can pay suppliers, partners, and platforms across borders with faster settlement, reduced reliance on correspondent banking, and lower FX and wire costs.

24/7 Treasury Management

Enable always-on treasury operations with the ability to move funds between accounts, regions, and currencies at any time, including outside traditional banking hours. This reduces idle balances, removes cut-off constraints, and improves liquidity control.

Accelerated Settlement

Replace traditional settlement timelines (e.g., T+1 / T+2) with near-instant transfers. This improves operational efficiency, reduces counterparty risk, and allows businesses to access funds more quickly.

Digital Rail FX

Improve foreign exchange efficiency by using stablecoins as a bridge between currencies, particularly for EUR and USD flows. This reduces settlement delays, lowers FX friction, and enables near-instant currency movement across borders.

Platform Settlement

Enable faster and more efficient settlement for high-volume, multi-party ecosystems such as marketplaces and platforms. Funds can be distributed instantly across participants while maintaining regulated, fiat-backed payment outcomes.

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