Folks Finance is an innovative DeFi platform for lending, borrowing, trading, and managing digital assets, currently holding a Total Value Locked (TVL) of USD 100 million. The primary stablecoin used on Folks Finance is USDC. Experts from the Center for Cryptoeconomics conduct analysis, research, and simulations of various economic parameters to determine optimal pricing strategies. The developed mechanisms connect borrowers and lenders, facilitating growth and ensuring stability.