Directory/Buburuza
Buburuza

Buburuza

Contact
Visit website
Category
  • Digital Wallets
  • Fintechs
  • Payments
  • Remittances
Use Cases
  • Asset Tokenization
  • B2B Payments
  • Cross-Chain Transfers
  • Payment Settlement
  • Payouts and Payroll
Blockchains Supported
  • Arbitrum
  • Ethereum
On/Off-Ramps
  • Yes
Platform
  • Android
  • iOS
  • Web
Free/Paid
  • Paid
Region
  • APAC
  • Europe
  • LATAM
  • Middle East and Africa
  • North America
Country
  • Canada
  • Hong Kong
  • United Arab Emirates
  • United States
Support
Oliver Kol

Pioneering AI-powered autonomous finance as the last payment layer for intent-to-fulfillment.

Buburuza is revolutionizing digital banking as the world's first fully autonomous, AI-executable gateway bridging fiat, crypto, and real-world assets. Our services include fiat wire transfers, foreign exchange dealing, money transferring, dealing in virtual currencies, issuing/redeeming money orders, and payment processing, with stablecoin support for liquidity management and cross-border settlements. We actively support fintech and DeFi businesses by providing fiat on/off-ramps, custody, lending, and compliance tools like real-time AI-driven transaction screening.

At our core is a visionary shift: Buburuza is not just a wallet or bank—it's the ultimate autonomous purchasing protocol that speaks money fluently across cards, wallets, rails, and chains. We close the AI action gap by executing outcomes instantly and intelligently, serving as the bank for AI agents, the cashier of the internet, and the storefront for anything worth buying. For users, this means no more app logins—our AI handles booking, buying, and optimizing in your best interest. For vendors, onboard once for funds with reduced chargeback risk. For AIs, we're the open commerce layer enabling true autonomous finance with trusted balances, compliance, and routes.

Use Cases

Seamless Payroll Processing & Distribution

Employers use Buburuza's payroll integration to automate salary deposits into employees' checking accounts, handling deductions, taxes, and multi-currency conversions via foreign exchange dealing. The AI scans for optimal stablecoin or fiat routing for cross-border teams, issuing money orders for non-digital recipients and screening transactions in real-time for compliance. This use case is helpful for businesses by reducing manual errors, supporting instant global payouts, and supporting DeFi payroll options like crypto bonuses, all while providing custody for secure fund holding.

AI-Optimized Savings & Yield

Users link their savings accounts to Buburuza's AI, which automatically allocates funds between fiat savings for stability and virtual currency dealings for yield opportunities, using stablecoin support for liquidity. The system rebalances weekly based on market data, offering lending opportunities via on/off-ramps and custodial wallets for risk-managed crypto exposure. This is helpful for individuals seeking passive growth, as it maximizes returns without constant monitoring, integrates real-time transaction screening for security, and bridges traditional savings with DeFi tools.

Global Card Spending

Cardholders spend worldwide using Buburuza cards linked to checking accounts, with AI converting fiat or crypto balances on-the-fly via money transferring and stablecoin liquidity. Rewards are earned in virtual currencies, redeemable through issuing/redeeming money orders or direct wallet deposits (custodial or non-custodial). This use case benefits users by enabling seamless hybrid payments, automatic fraud detection via AI screening, and DeFi integration for bonus yields, turning everyday spending into an optimized financial strategy.

Cross-Border Wire Transfers for Businesses

Fintech companies initiate fiat wire transfers through Buburuza, leveraging foreign exchange dealing for competitive rates and stablecoin support for instant settlements. The AI routes funds via on/off-ramps, using custody for secure holding and real-time screening to flag risks. This is helpful for DeFi businesses needing efficient global liquidity, as it minimizes fees and delays, supports payroll-linked transfers, and supports compliance while bridging fiat accounts with crypto assets for hybrid operations.

Secure Wallet Management

Users manage portfolios across custodial wallets (for managed security) and non-custodial wallets (for self-control) within Buburuza, transferring between checking/savings accounts and virtual currencies. AI-driven lending scans opportunities, issuing loans against stablecoin collateral with real-time transaction monitoring. This use case aids investors by providing flexible asset bridging—fiat to crypto and real-world assets—reducing risks through automated diversification, custody options, and compliance tools for safer, high-yield management.

Automated Payments for DeFi

DeFi platforms connect to Buburuza for payment processing, using money transferring and issuing/redeeming money orders to handle fiat inflows/outflows via on/off-ramps. AI optimizes routes with stablecoin support for liquidity, linking to cards for real-world spending and payroll for user rewards, all with transaction screening for security. This is helpful for fintech businesses by streamlining hybrid operations, enabling instant fiat-crypto conversions, and supporting autonomous executions that enhance user trust and efficiency in bridging traditional and decentralized finance.

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Ready to connect with Buburuza?

Digital assets are subject to a number of risks, including price volatility. Transacting in digital assets could result in significant losses and may not be suitable for some consumers. Digital asset markets and exchanges are not regulated with the same controls or customer protections available with other forms of financial products and are subject to an evolving regulatory environment. Digital assets do not typically have legal tender status and are not covered by deposit protection insurance. The past performance of a digital asset is not a guide to future performance, nor is it a reliable indicator of future results or performance. Additional disclosures can be found on the Legal and Privacy page.

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