Directory/BOUSOL Wallet
Category
  • Fintechs
Use Cases
  • B2B Payments
  • E-commerce Payments
  • Payouts and Payroll
  • P2P Remittances
Blockchains Supported
  • Stellar
On/Off-Ramps
  • Yes
Platform
  • Android
  • iOS
  • Web
Region
  • Europe
  • LATAM
  • Middle East and Africa
  • North America
Country
  • Haiti
  • United States
Support
Paon Bleu Inc.

Stablecoin-powered payment infrastructure built for the hardest emerging markets.

BOUSOL is non-custodial, stablecoin-powered payment infrastructure for emerging markets, starting with the US-Haiti corridor.

Built on Stellar and integrated with MoneyGram for cash-out, we enable digital economic activity where cash dominance, currency instability, and weak merchant acceptance have long blocked participation.

  • Consumer Wallet: A non-custodial iOS/Android app for sending stablecoins in seconds, swapping stablecoins to local currency at live rates, saving in stablecoins against inflation, and cashing out via MoneyGram or local off-ramps.
  • Community Savings (ROSCA): We bring traditional rotating savings circles onchain with rules governing contributions, admission, and defaults. This digitizes a practice hundreds of millions already trust across emerging markets, driving retention and recurring volume.
  • Merchant Tools: QR acceptance, payment links, a dedicated merchant wallet, and API rails embed stablecoin payments into existing POS systems, creating places to spend digital value.
  • E-Commerce Rails: Deep-link checkout and API flows let entrepreneurs accept stablecoins across websites and social selling (i.e., sell globally and settle in stablecoins without a traditional gateway).
  • Enterprise Wallet: Institutional-grade stablecoin disbursement for NGOs, MFIs, utilities, and agencies. KYB verification, role-based access, dual-approval workflows, bulk CSV disbursements, recurring bill payments, and immutable audit logging give donors the transparency cash distribution cannot.
  • Security: Integrated defense-grade infrastructure meeting NSA CNSA 2.0 standards with quantum-resistant encryption and a hardened Stellar Disbursement Platform.

Our model is ecosystem-driven: institutions inject stablecoin liquidity through enterprise disbursements, merchants accept it, and consumers use it because digital money becomes stable and locally spendable.

Users always control their own keys; BOUSOL never custodies funds.

Use Cases

Humanitarian Aid Disbursement

An NGO needs to move emergency funds to hundreds of families in a remote region with weak banking infrastructure and a history of cash leakage. Using BOUSOL's enterprise wallet, the organization uploads a bulk recipient list via CSV and disburses stablecoins on Stellar in a single batch. A financial manager initiates the payout, a separate approver authorizes it, and every transaction is written to an immutable audit log. Funds reach beneficiaries in seconds rather than days, donors get full chain-of-custody transparency, and recipients hold stable value they can spend locally or cash out. This replaces fragmented, cash-based distribution with auditable, programmable rails that help meet institutional compliance requirements.

Remittance

A worker abroad sends stablecoins home to family in seconds on Stellar at a fraction of traditional wire costs. The recipient holds the value in stablecoins, protected against local currency devaluation, and converts only what they need when they need it. Funds can be spent directly with local merchants or cashed out through MoneyGram's agent network. Value arrives intact, with no frozen-account risk and no hidden fees eroding the transfer.

Microfinance Loan Disbursement & Repayment

A microfinance institution disburses loans in stablecoins directly to borrower wallets and collects repayments on the same rails. Dual-authorization workflows and role-based access enforce separation of duties, while the audit log gives the institution a complete, reconcilable record. This digitizes a process that traditionally runs on cash, reducing operational friction, leakage, and the cost of serving clients in hard-to-reach areas.

Merchant Acceptance & Local Spend

A small business accepts stablecoins through a BOUSOL QR code or payment link at the point of sale. The merchant holds stable value instead of a depreciating local currency and gains access to digital payment acceptance without a traditional gateway. Each merchant that accepts stablecoins creates a place where recipients of remittances and aid can spend digital value, deepening the local stablecoin economy and reducing dependence on cash.

Onchain Community Savings Circle

A group of community members forms a digital rotating savings circle, each contributing a fixed amount on a set schedule with each member receiving the full pool in turn. Onchain rules govern admission, contribution frequency, grace periods, and defaults. This brings a savings practice trusted by hundreds of millions across emerging markets onto transparent, security-focused rails, preserving the cultural model while removing the risk and opacity of cash-based circles.

Recurring Bill & Utility Payment

A household pays recurring utility bills in stablecoins through BOUSOL's enterprise rails and receives a confirmation number as proof of payment. The service provider gets auditable, real-time reconciliation and reduced cash-handling costs. Moving recurring obligations onchain offers both payer and provider a verifiable payment record in a market where billing disputes and lost receipts are common.

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