- Digital Wallets
- Fintechs
- Neobanks
- Payments
- Remittances
- Asset Tokenization
- B2B Payments
- E-commerce Payments
- Payment Settlement
- Payouts and Payroll
- USDC
- Mint
- Wallets
- Ethereum
- Solana
- Yes
- Android
- iOS
- Web
- APAC
- Europe
- LATAM
- Middle East and Africa
- North America
- United Arab Emirates
- United Kingdom
- United States
Fiat and crypto-enabled named bank accounts for businesses and consumers to receive and send funds, on/off-ramp digital dollars, and send payments to 200+ countries.
Bivo has built a next-generation core banking, payments, and digital assets platform with embedded KYC/KYB, transaction monitoring, and compliance.
Bivo’s comprehensive capabilities include:
- Fiat and crypto-enabled full-featured Client Money and Operating Accounts in both the U.S. and Canada.
- 50 Money Transmitter Licenses across the U.S. and Canada, as well as a broker-dealer license.
- Named U.S. bank accounts for each of your customers (individuals or businesses) - including those based outside the U.S. - with the ability to send and receive funds.
- Complete access to U.S. payment rails (ACH, Same Day ACH, RTP, and wires).
- Global payments to over 200 countries via local rails, SWIFT, wallets, and cash payouts.
- Named crypto wallet accounts with seamless on- and off-ramping.
- High transaction limits and velocity, supporting up to $100M per transaction.
- Full card issuance stack: prepaid, debit, credit, and secured credit cards, including settlement in crypto - all delivered end-to-end without a sponsor bank or third-party processor.
- Industry-leading high-yield interest options including U.S. T-Bills, treasury money market instruments, and FDIC-insured products — with no cap on deposit size and backed by the full faith and credit of the U.S. government.
- Canadian Client Accounts with Interac, EFT, and bill pay — including support for crypto transactions and cross-border remittances.
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